Richard Cilo at CrossCountry Mortgage
Senior Loan Officer | NMLS #2572183
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Denville, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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Richard Cilo at CrossCountry Mortgage has received a review with 5 star rating from Nermin S
Reply from Owner
September 1st, 2026 01:29 PM
Thank you, Nermin, for the 5-star rating. I appreciate your support and am glad to have been of service.
Working with Richard is a delight. He simplifies the loan process and keeps everyone well-informed.
Reply from Richard Cilo
August 31st, 2026 01:14 PM
Thank you, Nermin, for your kind words. I'm pleased to know that you found the loan process straightforward and well-informed. If you ever need further assistance, feel free to reach out.
Excellent service! Richard was very helpful, and made the entire process easy. Thank you!
Reply from Richard Cilo
July 6th, 2026 03:40 PM
I'm grateful for your feedback, Tarik. It's good to know that you found the process easy and that I could be of help. Thank you for choosing me for your mortgage needs!
Working with Richard was an exceptional experience from start to finish. This isn’t my first home purchase, and I’ve worked with great professionals before, but this level of service truly stood out. As someone who works in finance, I was especially...
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Working with Richard was an exceptional experience from start to finish. This isn’t my first home purchase, and I’ve worked with great professionals before, but this level of service truly stood out. As someone who works in finance, I was especially...
read more
Reply from Richard Cilo
May 25th, 2026 07:24 PM
Thank you so much, Melis, for sharing your experience and for your kind words. I'm pleased that the process went smoothly and that my communication met your expectations. It's great to know that you felt supported throughout. If there's ever...
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Richard Cilo follows her work very closely and knows her home very well.
Reply from Richard Cilo at CrossCountry Mortga...
May 4th, 2026 01:48 PM
Thank you, Ahmet, for your positive feedback. I'm glad to hear that my approach met your expectations. If there's anything else I can do for you, please feel free to reach out.
Richard did an outstanding job with out cash-out refinance. He was able to get us the maximum cash possible and made the whole process incredible smooth and efficient. We felt supported the entire time and couldn’t be happier with the outcome....
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I had an amazing experience working with Richard during my home buying process. From the very beginning, he was patient, knowledgeable, and always available to answer my questions. Buying a house can be stressful, but he made everything smooth...
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He always answer my questions and try to solved problems immediately always reachable person
Richard was great to work with throughout the entire process. He was responsive, knowledgeable, and helped keep everything moving smoothly so we were able to close quickly. Even when last-minute questions came up, he took the time to explain...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Denville, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2572183 | Branch NMLS #1490087
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2024
Time Zone
Eastern Standard Time (EST)
Licenses
- 2572183
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095