R
Richard Cercone
Loan Officer
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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24 hours
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24 hours(Open now)
Thu
24 hours
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Reviews from Web
Richard is the best! He is always prompt and thorough and my 1st time home buyer was so comfortable and confident with his guidance. I highly recommend!! Nikki Smith/Howard Hanna
Reply from Richard Cercone
July 21st, 2026 04:06 PM
Nikki, I'm happy to hear that my guidance made your first-time homebuyer feel comfortable and confident. I appreciate your recommendation and your kind words. Thank you for sharing your experience!
Rich has always been a fantastic ally for us as we navigate new home purchases, and he delivered once again. He takes the stress out of home financing!
Reply from Richard Cercone
July 10th, 2026 03:38 PM
Scott, I'm grateful to hear that I could be a reliable ally for you in your home purchases. It's nice to know that my efforts helped ease the stress of home financing. Thank you for your kind words!
Working with Rich was an absolute pleasure. He guided us through the entire mortgage process from start to finish, ensuring we understood every document we signed. His strategic recommendations on the best approach for our loan made a potentially...
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Reply from Richard Cercone
July 8th, 2026 12:44 PM
James, I'm pleased to hear that I could make the mortgage process smooth and understandable for you. It's great to know that my guidance and recommendations were helpful. Thank you for sharing your experience with me!
Rich is great. He understands what is important to me amd always gets me the best rate.
Reply from Richard Cercone
July 6th, 2026 10:15 AM
Katherine, I'm glad to know that I was able to provide you with the best rate and understand what matters to you. I appreciate your kind words and thank you for sharing your experience with me.
Rich consisitently kept everyone in the transaction up to date and his communication throughout the process was phenomenal and we closed in under 30 days! Excellent all around!
Reply from Richard Cercone
July 5th, 2026 11:36 AM
Timothy, I'm happy to hear that my communication and timely updates were helpful throughout the process. It's great to know that we were able to close in under 30 days. Thank you for sharing your experience with me!
Rich is knowledgeable, professional, and importantly, he cares!
Reply from Richard Cercone
July 3rd, 2026 12:48 PM
Steven, I'm grateful for your kind words. It's nice to know that my professionalism and care made a positive impact on your experience. Thank you for taking the time to share this with me.
Excellent explanation about every detail of the morgage! Also such a
helpful and friendly atmosphere.
Reply from Richard Cercone
June 28th, 2026 02:56 PM
Don, I'm pleased to hear that you found my explanations clear and the atmosphere welcoming. Thank you for sharing your experience with me.
Rich Cercone advised us from the very beginning of the application process to obtain the right loan for us. In the beginning he informed us of the details needed throughout the document collection and was always there with updates and encouragement....
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Reply from Richard Cercone
June 20th, 2026 03:15 AM
Suzan, I appreciate your kind words and am glad to hear that I could support you throughout the loan process. It's great to know that my guidance and availability were helpful during such an important time. Thank you for sharing your experience...
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Richard was very responive and able to help us close on our home purchase quickly.
Reply from Richard Cercone
June 5th, 2026 04:03 PM
Paul, I'm grateful for your feedback. It's nice to know that my responsiveness and efforts helped facilitate a smooth and quick home purchase for you. Thank you for sharing your experience.
Rich is amazing. This is our second house we’ve purchased with Rich. Excellent communicator. There was a last minute scrabble to close within 24 hours at least a week ahead of schedule, and Rich pulled it off. I can’t say enough about how great...
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Reply from Richard Cercone
June 2nd, 2026 03:03 PM
Jennifer, I'm pleased to know that you had a positive experience purchasing your second house with me. It's great to hear that my communication and efforts to meet the closing schedule were helpful to you. Thank you for your kind words about...
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 79391
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