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Richard Cercone

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture...... Show More
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Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours(Open now)
Overall Ratings
4.97
(5)
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Reviews from Web
  • 5.0
    Encompass
    D
    Don J B
    Powell, OH
    Posted on June 25th, 2026 02:55 PM
    Excellent explanation about every detail of the morgage! Also such a helpful and friendly atmosphere.
  • 5.0
    Encompass
    S
    Suzan B B
    Powell, OH
    Posted on June 17th, 2026 03:14 AM
    Rich Cercone advised us from the very beginning of the application process to obtain the right loan for us. In the beginning he informed us of the details needed throughout the document collection and was always there with updates and encouragement....
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    Reply from Richard Cercone
    June 20th, 2026 03:15 AM
    Suzan, I appreciate your kind words and am glad to hear that I could support you throughout the loan process. It's great to know that my guidance and availability were helpful during such an important time. Thank you for sharing your experience...
    read more
  • 4.83
    Encompass
    P
    Paul M
    Columbus, OH
    Posted on June 2nd, 2026 04:02 PM
    Richard was very responive and able to help us close on our home purchase quickly.
    Reply from Richard Cercone
    June 5th, 2026 04:03 PM
    Paul, I'm grateful for your feedback. It's nice to know that my responsiveness and efforts helped facilitate a smooth and quick home purchase for you. Thank you for sharing your experience.
  • 5.0
    Encompass
    J
    Jennifer B
    Columbus, OH
    Posted on May 30th, 2026 03:03 PM
    Rich is amazing. This is our second house we’ve purchased with Rich. Excellent communicator. There was a last minute scrabble to close within 24 hours at least a week ahead of schedule, and Rich pulled it off. I can’t say enough about how great...
    read more
    Reply from Richard Cercone
    June 2nd, 2026 03:03 PM
    Jennifer, I'm pleased to know that you had a positive experience purchasing your second house with me. It's great to hear that my communication and efforts to meet the closing schedule were helpful to you. Thank you for your kind words about...
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  • 5.0
    Encompass
    J
    Jill B
    Columbus, OH
    Posted on May 30th, 2026 01:48 PM
    In an industry where timing, communication, and problem-solving can make or break a real estate transaction, Rich Cercone delivers on every front.His ability to anticipate challenges before they become obstacles is remarkable. When complications...
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    Reply from Richard Cercone
    June 2nd, 2026 01:49 PM
    Jill, I truly appreciate your kind words and thoughtful review. I'm glad to hear that my approach to challenges and dedication to communication have made a positive impact on your real estate transactions. It's wonderful to know that you value...
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  • 5 of 5
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    90
    /850
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 79391
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.