

Richard Caldwell - AnnieMac Home Mortgage
Regional Manager | NMLS# 339446


Texas A&M University-Kingsville
Richard understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
I was recommended to work with Richard and I am glad I did. He was very helpful through the entire process of my first home purchase. He always looked out for my best interest and was honest.
Mr. Caldwell made himself available to us on weekends & after hours.Being first time homebuyers we were unaware where to start, what to do next etc....Mr. Caldwell got us a great rate interest rate locked in, and he worked very hard to ensure...
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Always responsive and willing to cooperate with modifications as needed. Everything was done online, fax or phone. No need to waste time with office visits. Very knowledgeable with DPA programs. He would call me or my wife to make sure we or...
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Richard made a difficult task easier by explaining things to me where I could better understand the process. I'll never use anybody else! I'm now a lifetime customer of Richard Caldwell!! Many thanks for all you did.
From the first time I met Richard he was helpful and attentive to my needs. He stayed on top of everything and kept me abreast of what the next step in the loan process would be. I had a great experience with Richard and would highly recommend...
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I have been a Home Investment Advisor for over 10 years for various Builders. I would highly recommend customers to Richard Caldwell to help them with the financing of their new home or if they were in the need of refinancing their home. Throughout...
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I have been a Home Investment Advisor for over 10 years for various Builders. I would highly recommend customers to Richard Caldwell to help them with the financing of their new home or if they were in the need of refinancing their home. Throughout...
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I have been a Home Investment Advisor for over 10 years for various Builders. I would highly recommend customers to Richard Caldwell to help them with the financing of their new home or if they were in the need of refinancing their home. Throughout...
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From the beginning Richard was prompt in getting me what I needed, and great at following up with me on what information I needed to provide him. His communications were professional and respectful. Richard made what could easily be a daunting...
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Richard was truly an awesome mortgage banker! He was very professional, knowledgeable, and provided superior customer service whenever I had any questions or concerns. I would recommend him to any looking to buy a home!
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About
Richard understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Richard is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Mortgage Refinance
Construction Loan
Medical Professional Mortgages
DSCR Loans
Bank Statement Mortgages
Second Mortgages-Full Doc
Specialities
Mortgage Lending
Mortgage Advisor
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Education
- Texas A&M University-KingsvilleFinancefinanceJul 1989 -May 1995

Positions
- Annie Mac Mortgage - Regional ManagerJan 21st, 2025 - Current
Memberships
- Board of Realtors - Brownsville
- Texas Mortgage Banker Association
- Brownsville Board of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 339446
Awards
Multi Million Doll...
Achievements
- Top Producer
- Top Branch Volume/Units
- Leadership
Hobbies
- Fishing
- Hunting
- Outdoors
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Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.