

Richard Breed
Senior Mortgage Banker | NMLS #704369

"Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you. If you are looking to apply for a mortgage and/or just lo... Show More
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Quick communication and excellent service.
Rich was helpful & friendly. he and his team responded quickly to my answers and always stay on top every steps to ensure the loan went well.
Ryan
Working with Richard, Bridget, and Carl at Total Mortgage was the most hassle-free part of our home buying experience. Richard is friendly, responsive, and so very informative. He took the time to answer every question we had and never made...
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Working with Richard Breed at Total Mortgage was the most hassle-free part of our home buying experience. Richard is friendly, responsive, and so very informative. He took the time to answer every question we had and never made us feel foolish....
read more
Working with Richard Breed at Total Mortgage was the most hassle-free part of our home buying experience. Richard is friendly, responsive, and so very informative. He took the time to answer every question we had and never made us feel foolish....
read more
NA
I looked to refinance considering the low interest rates. What Richard had to offer a huge cost savings compared to the local banks. His team was integral in terms of closing very quickly. Definitely the best experience working with Richard....
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He went above and beyond to make sure my unique situation was taken care of, and found the best solution for my needs
The most competent, professional and hard working person in the business. Smooth sailing all the way and an absolute pleasure to work with the entire team. Buying is never an easy process unless you use Rich and team at Total!
Very responsive and fast. Very clear. No problems at all!
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About
"Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you. If you are looking to apply for a mortgage and/or just looking to get “pre-approved” for a loan, please start by clicking the ""Apply Now"" button. This will securely send me some of the required information in order to start the mortgage process and get you one step closer to obtaining your loan. Please know that I’m here for you and ready to guide you through this mortgage process. Just remember there’s no such thing as a “stupid question” so feel free to ask away!refer your friends and family
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #704369