

Richard Breed
Senior Mortgage Banker | NMLS #704369

"Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you. If you are looking to apply for a mortgage and/or just lo... Show More
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Working with Richard, Bridgette and Carl is always flawless and simple. Richard took the time to recall that I called in 2020 asking about rates and was waiting to find a lower one. He called in 2021 at the exact time I was starting the process...
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Rich Breed is extremely professional and responsive who made refinancing our house an easy and enjoyable process. I highly recommend using Rich Breed of Total Mortgage for your mortgage needs. He's the best!
The ease in accessing the documents and the entire web site experience was great, but the 'extremely courteous' customer service focus that your office provided and the willingness to work around any request was incredible. I did recommend...
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Richard was very responsive to our questions, he responded even when issues came up that were not mortgage related.
100% satisfied with Total Mortgage, Richard Breed and staff.
Pleasant, knowledgeable, and easy to work with.
Richard was referred to me from my financial advisor and it was a very fast, honest and positive experience. With constant communication between Richard and his great team we were through the process in 3 weeks! I would highly recommend Rich...
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From start to finish, communication was on point, timely, and super clear. The roadmap that would need to be followed to complete the application process from beginning to closing was super clear. Questions were answered in a timely fashion,...
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I have now worked with Richard several times, and he is just so wonderful! For someone who is easily overwhelmed by this process, I did not feel even an ounce of it through this process. Richard makes everything understandable, is always available...
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Rich made a complex process simple and seamless. He and his team took the time to thoroughly answer every question I had, and made sure I understood every step. Thank you for everything!
Richard and his team were friendly, reliable, expedient, and made it easy to buy our home!
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About
"Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you. If you are looking to apply for a mortgage and/or just looking to get “pre-approved” for a loan, please start by clicking the ""Apply Now"" button. This will securely send me some of the required information in order to start the mortgage process and get you one step closer to obtaining your loan. Please know that I’m here for you and ready to guide you through this mortgage process. Just remember there’s no such thing as a “stupid question” so feel free to ask away!refer your friends and family
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #704369