Richard Breed
Senior Mortgage Banker | NMLS #704369
"Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you. If you are looking to apply for a mortgage and/or just lo... Show More
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Richard and his Team were wonderful to work with! Their expert team guided me with patience, clarity, and genuine care, turning what could have been a stressful process into a memorable milestone. Thanks to them, I'm now a proud homeowner!...
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Richard and his TEAM did an excellent job making our 1st time home buying experience super smooth and less stressful! He was very informative and answered any questions we had on the very confusing mortgage paperwork. I’d recommend him over...
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Richard was very communicative and transparent about different mortgage options, rate changes, and how to make sure we received best rate possible. Despite a unique situation for our timing of closing and mortgage application, Richard and team...
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They knew what was coming ahead of time and prepared me well with information if scenarios were to change. Fast responses and clear communication. As well as maybe the most important thing, an interest rate 1.5% better than the average homebuyer...
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Everyone was professional and generally just a pleasure to work with. They helped us right through the process. Couldn't recommend them highly enough.
Very communicative and in a timely manner. Pleasant and polite interactions. Richard went above and beyond to speak to the seller’s agent regarding programs he was not very familiar with. Held our hand through the entire process.
Rich went above and beyond in helping us secure the right mortgage for our home. He's knowledgeable, professional, and was overall a vital part of making our dream of owning a home come true.
The Breeds and their whole team that helped us made our experience as seamless and educated as possible, even in this volatile market. I normally don't write reviews, but I was thoroughly impressed by the amount of support we received from...
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The Breeds and their whole team that helped us made our experience as seamless and educated as possible, even in this volatile market. I normally don't write reviews, but I was thoroughly impressed by the amount of support we received from...
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Richard and his team at total mortgage were extremely helpful every step of the way. Highly recommend his services. Don't hesitate to contact Richard for all your mortgage options.
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About
"Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you. If you are looking to apply for a mortgage and/or just looking to get “pre-approved” for a loan, please start by clicking the ""Apply Now"" button. This will securely send me some of the required information in order to start the mortgage process and get you one step closer to obtaining your loan. Please know that I’m here for you and ready to guide you through this mortgage process. Just remember there’s no such thing as a “stupid question” so feel free to ask away!refer your friends and family
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #704369