

Rhea Smith
MORTGAGE LOAN OFFICER | NMLS# 216822

It is essential to entrust the financing of this significant investment to an honest and knowledgeable professional. Having a lender who stays informed with the ever changing mortgage guidelines will alleviate the stress often associated wi... Show More
Location & Business Hours
Business Hours
Fri
7:30 AM to 6 PM
Sat
closed
Sun
closed
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Reviews from Web
Rhea and her team worked seamlessly as one to make sure that our refinance went absolutely smoothly. We've done several deals with Rhea and her team at First Financial and they have all exceeded our expectations.
The Hughes family has stuck with First Financial for 10 years now because of the exceptional service provided by Rhea. She patiently answers every question, proactively communicates meaningful information and is a trusted advisor.
Communication between Rhea and her team was always effective and very responsive. We’ve worked with her in the past and will continue to work with her and her team when needed in the future.
Overall hands down the most awesome experience getting a loan. Easy to work with and explained everything in people terms instead of bank jargon. We could honestly tell that she wanted to help us and give us the best experience possible. We...
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Accessibility and responsiveness. Rhea and her team were either available or got back to us right away whenever we had questions or needed something. Very refreshing when most other lenders force you to a call center and to someone who doesn't...
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The easy communication throughout and knowledge to get special circumstances handled and completed made it a GREAT experience! Thank you, Rhea!
Rhea was incredible at guiding us along in the mortgage process. Her communication and response time was outstanding. She also had patience in answering any questions we had. In the future, we will always go to Rhea first!
We appreciated the timely communications and follow-ups. Rhea was quick to respond to any questions and kept us abreast of deadlines. Working through email and using electronic forms and docs was very convenient. Friendly advice and options...
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This is my second purchase working with Rhea. She has been great on both and is patient and willing to run various scenarios for her clients, which is very appreciated.
Rhea
she was great keep me updated on everything even late in the evening she was sending me updates.
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About
It is essential to entrust the financing of this significant investment to an honest and knowledgeable professional. Having a lender who stays informed with the ever changing mortgage guidelines will alleviate the stress often associated with financing a home. A true mortgage professional. Rhea will examine your short and long term goals and advise you on how best to reach them.
Rhea has lived in the Fort Worth area her entire life and knows the ins and outs of the local housing market. She is a member of the Greater Metro West Association of Realtors and the Texas Mortgage Bankers Association. Let Rhea help you achieve the dream of home ownership and secure the right mortgage for your financial needs.
Products & Services
Mortgage Loan Officer
Mortgage Refinance
Bridge Loans
Self-Employed Mortgages
Investor Mortgages
Home Equity Loan
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Positions
- Park Hollow Mortgage - Senior Loan OfficerSep 21st, 2026 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2008
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 216822
Disclaimer
“CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV” EQUAL HOUSING LENDER