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Thomas Bepko Region, Milford, CT
Milford, CT

In 1997, John Walsh started a mortgage company. It was a simple enough decision on its face—after years in the industry, he had the experience, the know-how, and a briefcase full of big ideas.
Over the next decade, his company grew from a t... Show More
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Thank you for all of the help with purchasing a home!
Reply from Mark Lloyd
April 8th, 2025 03:20 PM
I am thrilled to hear that I was able to assist you with your home purchase. Your satisfaction is important to me at Total Mortgage, and I appreciate your feedback.
Mark work with us always aware what was going on and kept us informed of any changes
Reply from Mark Lloyd
April 8th, 2025 03:19 PM
Thank you so much. It was a true pleasure helping you two out, Again!
Kristin is exceptional. Her response time, knowledge, insight and friendliness are outstanding. I never felt concerned or like I didn't know what part of the process my loan approval was in. I can't recommend her enough.
Reply from Kristin Polacik
May 15th, 2025 06:48 PM
I'm so happy to hear about your positive experience, Abi. It was a pleasure working with you again. Your kind words and recommendation mean a lot to me. Thank you!
Amazingly attentive! As a first time home buyer I needed and appreciated the team approach to answering all my asked, and unasked questions, with a promptness that made me feel like V.I.P. buying my 100th home.
Reply from Mark Lloyd
April 8th, 2025 03:21 PM
I am thrilled to hear about your exceptional experience with myself and our team at Total Mortgage. My goal is to ensure every client feels supported and informed throughout the home-buying process. Thank you for your kind words, and for choosing...
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Milford has received a review with 5 star rating from Abigail F
Kristin is the best. She made the process smooth from start to finish and is an outstanding communicator. The process with Total Mortgage was easy and clear. Highly recommend both.
you are the best
Milford has received a review with 5 star rating from JOSE P
Dennis Works was easy to get in contact with, he was able to answer all my questions and concerns, very nice and made sure I knew what I needed to complete steps for closing. I would refer him to everyone looking to purchase a home. Thank you...
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Steve and his team made this happen for me. there were obsicals on every corner that they were able to work through. A couple things frustrated me such as a miscommunication on ordering an appraisal , and poor communication between the attorney...
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About
In 1997, John Walsh started a mortgage company. It was a simple enough decision on its face—after years in the industry, he had the experience, the know-how, and a briefcase full of big ideas.
Over the next decade, his company grew from a tiny 3 person shop to a national lender. And when the housing crisis leveled the mortgage industry in 2007, Total Mortgage was one of the few lenders to survive intact. We owe that to a single choice John had made years earlier, as other lenders were making a killing putting borrowers in homes they would never be able to pay for, signing off on the very deals that would lead to the recession. We would only offer people the loans we knew they could afford.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)