

Main Street Home Loans, Lutherville Timonium, MD
Lutherville Timonium, MD

Main Street Home Loans is an award-winning, multi-state residential mortgage lender currently licensed in 42 states. Main Street Home Loans focuses on assisting consumers in obtaining a residential loan that meets their needs while ensuring... Show More
Location & Business Hours
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24 hours
Wed
24 hours
Thu
24 hours
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Reviews from Web
Alicia and her team were amazing to work with! She always took the time to answer my questions, kept me in the loop throughout the whole process, and made buying a home feel a lot less stressful. I really appreciated how responsive and helpful...
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Reply from Owner
June 1st, 2026 01:25 PM
Thank you so much for your kind words, Jefferson. I'm pleased to hear that I could help make the home-buying process less stressful for you. Keeping you informed and answering your questions was important to me, and I'm grateful to know you...
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Alicia was amazing to work with! She always took the time to answer my questions, kept me in the loop throughout the whole process, and made buying a home feel a lot less stressful. I really appreciated how responsive and helpful she was every...
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Reply from Alicia Harkowa
June 1st, 2026 01:25 PM
Thank you so much for your kind words, Jefferson. I'm grateful that I could help make the home-buying process less stressful for you and keep you informed at every step. Your recommendation means a lot to me, and I'm glad to have been able...
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You are very reaponsive, patient with making sure i understood EVERYTHING going on. If i'd ask one person something, i could see the chain of people that needed to know about it in an email and get answers in a timely manner.
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Everything went great, no complaints.
Working with Caren and her team made the loan process so much easier. They are very helpful and we had the best experience.
The process went smoothly. The entire team was very professional and vailable to answer any questions.
Reply from Alicia Harkowa
June 1st, 2026 01:25 PM
Thank you for sharing your experience, Rhonda. I'm pleased to know that the process went smoothly and that our team's professionalism and availability met your needs. Your feedback is greatly appreciated.
My experience was good only suggestion I have is that closing dates should be estimated after the buyer receives their reservation number from FHLB because that is the longest wait period.But Alicia was very helpful and supportive the whole...
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Reply from Alicia Harkowa
May 22nd, 2026 12:54 PM
Thank you for your feedback, Kayla. I'm grateful for your kind words and pleased to hear that you found my support and knowledge helpful throughout the process. I appreciate your suggestion about the closing dates and will certainly keep it...
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Alicia Harkowa at NFM Lending has received a review with 5 star rating from Sharon G
Reply from Owner
May 22nd, 2026 12:54 PM
Thank you, sharon, for the excellent rating! I'm pleased to know your experience was positive.
Alicia is experienced and knowledgeable about loan programs and her level of expertise is reassuring . Highly recommend!
Reply from Alicia Harkowa
May 22nd, 2026 12:54 PM
Thank you, Sharon, for your kind words about my expertise and knowledge in loan programs. I'm glad to know that you found my support reassuring. Your recommendation means a lot to me!
Working with Alicia and Susanne is always a treat! They take care of my clients the same way I do! Their communication, professionalism and compassion is always top notch. Sometimes things are out of our control (grant fund disbursements) but...
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Reply from Alicia Harkowa
May 20th, 2026 02:08 PM
Erin, I'm grateful for your kind words and for recognizing the effort Susanne and I put into caring for your clients. It's important to me to maintain clear communication and professionalism, particularly when challenges like grant fund disbursements...
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About
Main Street Home Loans is an award-winning, multi-state residential mortgage lender currently licensed in 42 states. Main Street Home Loans focuses on assisting consumers in obtaining a residential loan that meets their needs while ensuring that they are receiving exemplary service throughout the process. Main Street Home Loans is dedicated to streamlining the loan process in order to shorten the time from loan application to closing without sacrificing service, quality, or compliance. Our company operates on a platform of high standards, while always putting honesty, integrity, and ethics at the highest level of importance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.