

Ladera Lending - Ladera Ranch, CA
Your Lender for Life
Ladera Ranch, CA

At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers,we will tailor a program for your needs. Our knowledgeable team... Show More
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Marlon communicated everything promptly, provided financing options and was very pleasant person to speak with. He checked all the boxes!
Very easy experience
Reply from Andy Espineira
October 22nd, 2024 05:43 PM
It's fantastic to hear that you had an easy experience, Michael. Your 5-star review for Andy Espineira at Ladera Lending is greatly appreciated. We strive to provide the highest level of service to our customers. Thank you for your feedback!...
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Very easy from start to finish
Reply from Marlon Escota
October 31st, 2024 09:42 PM
This was a great experience on my end too. You handled everything I asked you to handle and made this really easy to close. Dont forget about the rate reduction in a few months!
Communication. Keeping me up to date during the loan application. Very friendly and looking out for the customer’s satisfaction. Very knowledgeable about the real estate market trends. Would recommend Marlon to my friends and relatives regarding...
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Reply from Marlon Escota
October 31st, 2024 09:43 PM
I appreciate the time you took to write this review of your experience. We were both patient and it paid off big time in the end. Thank you for trusting in me. I will reach out regarding the rate reduction in a few months.
Very happy with the mortgage evaluation and approval process. thank you Andy and Myron for making it easy and quick.
Reply from Andy Espineira
July 31st, 2025 01:00 AM
Craig, it was a blessing to be able to help you and your family with your refinance needs. I wish you the best of luck!
Marlin makes this an easy process. Communication is solid and honest through the transaction. The process is as painless as a refinance or home purchase can be!
Reply from Marlon Escota
October 31st, 2024 09:43 PM
Another great experience with you. I look forward to issuing you a rate reduction very soon. Thank you for trusting in me again.
Great experience from start to closing.
Communication and service !!!
Reply from Hiro Watari
October 7th, 2024 10:04 PM
Thanks Allan! It was a pleasure working with you on your loan! All the best!
Marlon was great!
Reply from Marlon Escota
October 17th, 2024 06:20 PM
Thank you for taking the time out of your busy schedule. I am happy we were able to execute this before the increase in rates. I look forward to another rate drop in the next few months. Thanks again Kennedy!
Jeff Wade, our loan officer was very easy to work with always upbeat and followed through with his word.
Reply from Jeff Wade
October 3rd, 2024 12:20 AM
I'm thrilled to hear about your positive experience, Lisa! It was a pleasure to work with you and I'm glad I could make the loan process straightforward and hassle-free. Your trust in me and Ladera Lending is greatly appreciated. Thanks for...
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I trust Andy and I felt comfortable working with him and his team.
Reply from Andy Espineira
October 3rd, 2024 03:37 AM
Thank you Griselda. You where a pleasure to work with. Makes my job look easy :).
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About
At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers,we will tailor a program for your needs. Our knowledgeable team works to provide you with financial loan options that fit your lifestyle and budget making your dream of home ownership and financial freedom become a reality.
We have built a strong foundation of loyal clients and a trusted brand within our community. Our goal is to provide each client the highest level of service and the lowest possible rate.
We look forward to becoming your Mortgage Banker for Life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)