Ladera Lending - Ladera Ranch, CA
Your Lender for Life
Ladera Ranch, CA
At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers,we will tailor a program for your needs. Our knowledgeable team... Show More
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This was my first experience with refinancing. Andy Espinera was super helpful and responsive. He took the time to respond the same day to my calls and emails, answered all of my questions, and explained all of the options that were available....
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Andy Espineira did a great job getting my challenging loan funded and through escrow. I would recommend their services to others looking for a good loan officer.
This was my first time purchasing a house and I had the pleasure of working with Andy Espineira, he was very helpful throughout the entire process. Since this was my first time purchasing a home I was very anxious and always had tons of questions...
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This was my first time purchasing a house and I had the pleasure of working with Andy Espineira, he was very helpful throughout the entire process. Since this was my first time purchasing a home I was very anxious and always had tons of questions...
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I did call four different lenders to get my house refinanced and see what different kind of options are out there. In the end and he was a perfect choice for refinancing my house. I have refinanced many houses quite a few times in my past years...
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Andy did a great job. I had a bit of a tougher mortgage because I was over the $417,000 threshold and my house is technically a condo because of the way they divided the lots. Despite all this he came in much cheaper than everyone else and...
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Andy Espineira was great to work with! I've had quite a bit of experience the last few years with other lenders and Andy was by far the best I have worked with so far. Andy was very friendly, informative, professional. Unlike other companies,...
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Andy provides exceptional services for anyone’s needs. I highly recommend his experience to deliver results that will amaze your financial requests. He is very honest, reliable, and most important he cares about your satisfaction.
This is my second time getting a loan with Andy Espineira. The personal touch and open communication is one of Andy's strongest traits. And its definitely the most important in making me feel confident that we can make this happen. Andy and...
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Just finished 2 refinances with Andy Espineira from Ladera Lending.Andy was the ultimate professional, kept me in the loop with every step of the process.Always went the extra mile to make sure my needs were met.I would highly recommend Andy...
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About
At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers,we will tailor a program for your needs. Our knowledgeable team works to provide you with financial loan options that fit your lifestyle and budget making your dream of home ownership and financial freedom become a reality.
We have built a strong foundation of loyal clients and a trusted brand within our community. Our goal is to provide each client the highest level of service and the lowest possible rate.
We look forward to becoming your Mortgage Banker for Life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)