Virginia Beach-Golden Oak (VA)
Virginia Beach, VA
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
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The whole process of getting a house and loan is pretty daunting. Working with Sam made all the ins and outs of the process much easier to understand.
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Raycine Ward has received a review with 5 star rating from Sabrina L
Reply from Owner
August 3rd, 2026 07:44 PM
Thank you, Sabrina, for your 5-star rating. I'm grateful for your support and trust in Atlantic Coast Mortgage.
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He was very determined and he answered any questions that we had
Reply from Raycine Ward
August 3rd, 2026 07:44 PM
I'm grateful for your feedback, Ella. It's important to me that all your questions were answered, and I'm pleased to hear you felt supported throughout the process. Thank you for choosing Atlantic Coast Mortgage.
Lorinda was very professional, fast, and efficient. She always addressed my questions and concerns in a timely manner.
Thank you.
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Very professional and knowledgeable just a nice guy he went the extra mile for us..
Reply from Raycine Ward
August 3rd, 2026 07:45 PM
I appreciate your kind words, Louis. I'm glad to hear that you felt I went the extra mile during your experience with Atlantic Coast Mortgage. Thank you for taking the time to share your thoughts.
I could reach out to Bryant and/or his team essentially whenever. They really listened to my unique needs/situation and helped make a plan that would be best for me and my family. His team personified the opposite of "cookie cutter" service....
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Gina has been very informative and helpful !
Reply from Gina Moore
July 14th, 2026 01:57 PM
Thank you so much for your kind words, Margaret. I'm pleased to hear that you found my assistance informative and helpful. If you have any more questions or need further support, please feel free to reach out.
I had an amazing experience working with Lauren @ ACM, throughout the entire mortgage process. She took the time to clearly explain all the details of the different loan options available to me, searched for the best possible rate, and patiently...
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Reply from Lauren Harrington
July 15th, 2026 04:15 PM
Thank you so much Valerie! It was awesome working with you. Love your sense of humor...LOL
Congratulations on your new home in Virginia Beach! Excited for this next chapter for you!!
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Sam helped us through every step of the mortgage securing process. He exercised great communication skills and I felt like I could definitely trust that he wanted us to get the very best deal we could get. He let us know when important tasks...
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Gina seemingly made a miracle happen for me! I can never thank her enough!!
Reply from Gina Moore
July 13th, 2026 02:28 PM
I'm so pleased to hear that you had such a positive experience, Amanda. Your kind words mean a lot to me, and I'm glad I could assist you. If you ever need anything in the future, please feel free to reach out.
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Eastern Standard Time (EST)
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)