Virginia Beach-Golden Oak (VA)
Virginia Beach, VA
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
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Sam was awesome to work with through the whole process. He was super responsive, explained everything clearly, and made what could have been a stressful experience feel really easy. We always felt like he had our best interest in mind and stayed...
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He was very patient and always available to assist and answer any concerns.
Lorinda was amazing, kind, and extremely helpful for us first time home buyers! We so appreciate her expertise and taking the time to walk us through everything. 10/10 recommend!!
What made my experience great was the constant communication between all the updates and questions I had being answered in a timely manner! Great professionalism!
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My first time buying a home and I had zero stress. I've heard how stressful buying a home could be. Ray and his team carried that load for me. The process was smooth, he provided me iwith good tools, and he was professional and punctual. If...
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Reply from Owner
May 29th, 2026 12:53 PM
I'm so grateful for your appreciated feedback, Brandon. It's great to know that your first home-buying experience was smooth and stress-free. Providing professional and punctual service is what I aim for, and I'm happy to hear that you felt...
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I've heard horror stories as too how frustrating house buying could be. I had zero stress and Ray was very punctual and professional. I definitely recommend him to anyone who is looking to buy a home.
Reply from Raycine Ward
May 29th, 2026 12:52 PM
I appreciate your kind words, Brandon. I'm glad to hear that you experienced a stress-free home buying process and found my services punctual and professional. Thank you for recommending me to others looking to buy a home!
Michael and team were organized, efficient and understanding of a few unique circumstances around our closing schedule. They were quick to communicate, answered questions easily and provided clear guidance on the process and timelines. It was...
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Reply from Michael Hosang
May 12th, 2026 03:21 PM
Zachary, I appreciate your kind words about my team and I. It was a pleasure working with you, and we appreciate your positive feedback! Our jobs are easy when our clients are just as easy! Enjoy your new home. Sincerely, Mike and Team
Lorinda was so incredibly helpful throughout our whole home buying process! Her response time was excellent, even to every little question we thought would be silly. She made the loan process remarkably smooth through a notoriously stressful...
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Lorinda was fantastic at communicating with us as we progressed through obtaining a loan with ACM, but she also was kind and responsive when we had delays on our end or changes! All around, her she and her team were professional, responsive...
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Jim Belote was professional, patient, knowledgeable, and the best mentor we could have asked for as we navigated our first home purchase! He made the entire process understandable and feasible and gave us the tools to make informed decisions...
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Reply from Jim Belote
May 4th, 2026 02:55 PM
Thank you so much for your kind words, Madison. I'm pleased that I could guide you through your first home purchase and make the process clear and manageable for you. It's great to know that my support helped you feel informed and confident...
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Eastern Standard Time (EST)
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)