Frederick, MD
Frederick, MD
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
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Thanks to Josh and his team, our experience was so much easier and stress-free. I will definitely be recommending him to family and friends.
Reply from Josh Ambush
March 14th, 2026 01:28 PM
Thanks so much for sharing your experience, Jonathan! We prides ourselves on making things as easy as possible, so it's great to hear we're hitting the mark! I appreciate your support and your referrals, and I look forward to working with you...
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Steve is the best! Excellent communication and put in the time and effort to do the best for us . He made the process go so smooth Thank you Steve!!
for
Josh made the process easy and simple.
Reply from Josh Ambush
March 14th, 2026 01:34 PM
I appreciate that, Evan! My goal is to always keep things as easy and simple as possible. Thanks for the shout-out and thanks for choosing us! Hope you're loving your new home!
for
Josh is very professional, patient and made sure I understood every step of the buying process. He made things very easy and answered all my questions, even one that did not pertain to my loan. He assisted me with everything I needed to make...
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Reply from Josh Ambush
March 4th, 2026 03:57 PM
Thanks so much, Paul. It was truly a pleasure helping you through your home-buying journey. I’m glad to hear that the process felt clear, easy, and well-supported — that’s always my goal with everyone I work with. Thank you for choosing ACM...
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With being a young couple and buying our first home Steven made the whole process very simple, and you could say stress free. Steven is great in my words better than out realator, it seemed he truly cared and wanted us to understand what was...
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Steve let us know what was happening all the time. He always answered questions we had and concerns. We were always on top of things thanks to Steve.
Steve explained everything so well for me, always reassuring me during the entire process that it would be okay. He made went above and beyond to make sure I was taken care of. I'm very glad that I worked with Steve because he definitely cares...
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Steve Runnels made the whole experience exceptional. He took the time to explain questions we had during the whole process. He was very professional and thorough. Customer service was outstanding!!!!!
I recently worked with Steve as my loan officer, and I couldn’t have asked for a better experience. From start to finish, he was incredibly reliable and consistently went above and beyond to make the process smooth. Steve always took the time...
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Reply from Steven Runnells
December 3rd, 2025 05:22 PM
Your kind words truly mean a lot to me, Julian. It’s great to know that my efforts to ensure understanding and provide clear communication contributed positively to your experience. Supporting you throughout the process was my priority. If...
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Steve was always there to answer any questions we had, even the dumb ones. Steve and his team were very proactive, and there were no delays on anything.
Reply from Steven Runnells
December 3rd, 2025 05:22 PM
Juan, it's great to hear that my support and proactivity resonated with you. I'm glad you felt comfortable asking any questions, and it's good to know we could keep things moving smoothly for you and your team. If anything else comes up, please...
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Eastern Standard Time (EST)
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)