Raymond Heflin

Name: The Heflin Team of ALCOVA Mortgage
Address: 1220 N Royal Ave, Front Royal, Virginia, 22630
Telephone: +1-540-974-7665
Rating: 4.91

Branch Partner

The Heflin Team of ALCOVA Mortgage

4.91

(125)

Mortgage

Mortgage Loan Officer

Contact Info

(540) 635-0404

Front Royal, VA

https://alcova.com/loan-officer/rheflin/

https://alcova.com/branch/front-royal/

Location & Business Hours

Business Hours

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

Sat

closed

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4.91

(125)

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Experience.com

4.89

(95)

Google

5.0

(22)

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5.0

(8)

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The Heflin team is absolutely amazing. They were very efficient and I can say they are there for you when you need them. My work schedule limits my free time and they worked around it. Never thought someone would be working after 9PM for me....

Reply from Raymond Heflin

April 25th, 2025 12:34 PM

I'm thrilled to hear about your positive experience with the Heflin team at ALCOVA Mortgage. We always strive to accommodate our clients' schedules, and it's rewarding to know that our efforts made a difference for you. Thank you for your kind...

Jean Michele Wareham is someone I've been working with for many years. She is my "go-to" person!

Reply from Raymond Heflin

April 20th, 2025 03:03 PM

Thank you for sharing your experience with us, Theresa. I'm glad to hear about your positive relationship with Jean Michele Wareham. If there's ever anything I can assist you with, please feel free to reach out.

Raymond and Christy were great to work with. I would highly recommend them to anyone looking for a new mortgage.

Reply from Raymond Heflin

December 25th, 2024 03:58 PM

Thanks so much for your kind words, Lou! I am thrilled to hear that you had such a positive experience with me and Christy. It was a pleasure working with you and helping you with your mortgage needs. Your recommendation means a lot to us at...

quick responses and always willing to answer our questions as new home buyers

Reply from Raymond Heflin

December 9th, 2024 02:37 PM

I'm thrilled to hear that your experience as first-time home buyers was a positive one, Clayton! It was my pleasure to provide immediate responses and answer all of your questions. At ALCOVA Mortgage, we aim to make the process as smooth as...

They were very helpful and helped us close on our first home super fast. My family has used them for several home loans; they are really trustworthy.

Reply from Raymond Heflin

December 7th, 2024 01:12 AM

Thanks for the glowing review, Arianna! It's great to hear that you found the process fast and efficient. It's always rewarding to help first-time homeowners like you secure their dream homes. It's nice to know that our reputation for trustworthiness...

Everything was so easy from start to finish. The financial part of buying a house is typically the most stressful. However, that was not the case this time. All of the paperwork was done with your app so there was no need to come into the office....

Reply from Raymond Heflin

November 27th, 2024 11:26 PM

I'm thrilled to hear that you had a fabulous experience, Summer. It's wonderful to know that the process was easy and stress-free for you. We designed our app specifically to simplify the paperwork and it's great that you found it helpful....

Raymond and Christi run a very comprehensive and professional service, providing niche expertise in difficult financing situations. It is appreciated.

Reply from RAYMOND HEFLIN

November 17th, 2024 01:15 PM

So glad to hear you had such a positive experience, Craig! Christi and I work hard to provide comprehensive and unique solutions to a variety of financing situations. We're happy to hear our efforts are appreciated. Thank you for the fantastic...

We have always trusted Raymond and Christi with our financial goals. They have never let us down.

Reply from RAYMOND HEFLIN

November 16th, 2024 06:48 PM

I'm truly grateful for your trust, Kathleen. It's always a pleasure to work with you and help you achieve your financial goals. Your kind words mean a lot to me and Christi. Let us know if there's anything more we can do for you at ALCOVA Mortgage....

it was quick and easy. when things needed fixed all i had to do was call and it was taken care of very quickly and professionally.

Raymond and the entire Heflin team gave superior service. They responded right away even after hours which I really appreciated. They answered all questions. The loan was diffficult, but they got it done. They were kind, profession, and curtious....

Reply from RAYMOND HEFLIN

August 9th, 2024 02:01 PM

Hello Helen, Thank you so much for your kind words and the outstanding rating. It was truly a pleasure to assist you. Your appreciation motivates the entire Heflin team to continue providing superior service. Our commitment is to ensure each...

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About

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business. ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger. Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Specialities

Conventional Home Loans

VA Home Loans

FHA Home Loans

USDA Home Loans

First Time Home Buyer Loans

Down Payment Assistance

Jumbo Home Loans

DSCR Loans

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Time Zone

Eastern Standard Time (EST)

Licenses

NMLS ID# 224001

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