

Raymond Desfosse - AnnieMac Home Mortgage
Sales Manager | NMLS # 1916355

Raymond understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered througho...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Great people to work with on communication
Raymond was there to answer every question every step of the process. We felt comfortable and trusted him. He was able to explain everything in detail and made us feel confident. Raymond communicated with not only us, but every person involved...
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Reply from Raymond Desfosse
June 8th, 2026 08:28 PM
Ashley, I'm grateful for your kind words and am pleased that you felt comfortable and confident throughout the process. It's great to know that my communication and availability were helpful to you. If you or anyone you know needs assistance...
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Super helpful.
Reply from Raymond Desfosse
December 11th, 2025 09:59 PM
I'm glad to hear that you found the service helpful, Nicole. If there's anything else I can do for you, please don't hesitate to reach out.
Ray went above and beyond to ensure we received the best possible outcome. We are grateful!
Ray and team went above and beyond every step of the way. We are grateful to have a team that truly cares about ensuring we achieve the best possible outcome.
Reply from Raymond Desfosse
November 17th, 2025 05:37 PM
Lorena, it's wonderful to know that you felt supported every step of the way. I'm glad our efforts made a positive impact on your experience. If there's anything more I can assist with, don't hesitate to let me know.
Ease of transaction
Reply from Raymond Desfosse
November 4th, 2025 06:02 PM
Thank you for sharing your experience, Jennifer. I'm glad to know that the transaction process was smooth for you. If there's anything else you might need in the future, feel free to get in touch.
great experience would recommned recommend to friends
Reply from Raymond Desfosse - AnnieMac Home Mo...
May 2nd, 2025 11:32 AM
I'm pleased to hear that you had a great experience, Denise. Your willingness to recommend our services to friends is greatly appreciated. If you need any further assistance, feel free to reach out.
Ray was able to accomplish the impossible and have a loan within 15 days
Reply from Raymond Desfosse
March 13th, 2025 05:59 PM
Matthew, I'm thrilled to hear that we could make the process swift and successful for you. Working on getting your loan approved in such a short time was indeed a challenge, but knowing it made a difference makes it all worthwhile. Thanks for...
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Ray and Mike are on the ball. I have never seen loan officers get through an LLC loan in record time. They are a powerhouse and would definitley recommend
Super friendly, easy to work with and very communicative.
Reply from Raymond Desfosse
March 7th, 2025 01:40 PM
Nicole, thank you so much for your kind words! It was a pleasure working with you, and I'm thrilled to hear that you had a positive experience. Making the process as smooth and communicative as possible is always my goal, and I'm glad it came...
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About
Raymond understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Raymond is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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187
/850
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Addresses and Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- New Jersey, Pennsylvania, Florida & Georgia Licensed
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.