Raymond Desfosse - AnnieMac Home Mortgage's Cover Image
Raymond Desfosse - AnnieMac Home Mortgage - Sales Manager | NMLS # 1916355 in Mount Laurel, NJ

Raymond Desfosse - AnnieMac Home Mortgage

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Sales Manager | NMLS # 1916355

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Raymond understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
  • Encompass
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    Timothy B F
    Harpers Ferry, WV
    Posted on September 23rd, 2026 01:18 PM
    The document signing process was user friendly and the whole team communicated very well throughout.
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    RAJENDRAKUMAR C
    OLIVE BRANCH, MS
    Posted on September 23rd, 2026 10:13 AM
    Good people work like family
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    Richard B
    PHELPS, NY
    Posted on September 19th, 2026 10:55 AM
    Communication, explanations and processors, underwriters, and closers who are competent, communicate and most importantly know how loans work in a state they are doing them for. instead of this being an exciting time buying our first home,...
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    Genna O
    MANAHAWKIN, NJ
    Posted on August 23rd, 2026 11:21 PM
    Ray puts so much time and effort into helping my clients every single time! He consistently goes above and beyond, is always available to answer questions no matter the time of day, and truly makes each client feel like a priority. His dedication...
    read more
    Reply from Raymond Desfosse
    September 3rd, 2026 07:32 PM
    I enjoyed working with you. Thanks for the great feedback.
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    Brian K
    River Falls, WI
    Posted on August 12th, 2026 02:07 PM
    have already spoken with our local agent, Tyler. We expressed to him our frustration with the two women we worked with in the corporate office. We kept getting conflicting information from them. It seems like Tyler always had to intervene for...
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    Jason N
    River Falls, WI
    Posted on August 11th, 2026 04:06 PM
    I never heard of this Raymond guy. Tyler did a decent job, but whoever sent us the loan documents sent us incorrect documents that had South Dakota on them, for a Wissonsin closing. And the final numbers were sent incorrectly for escrows and...
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    Reply from Raymond Desfosse
    August 21st, 2026 04:07 PM
    I'm sorry you did not have a great experience. Nothing is more important than delivering great customer experiences.
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    Melvin L D
    Mechanicsville, VA
    Posted on August 9th, 2026 01:15 AM
    made it very easy to communicate and to get information submitted. John made it a very comfortable experience, although third-party players made things diffic
    Reply from Raymond Desfosse
    August 19th, 2026 08:56 PM
    Melvin, I'm glad to hear that communication and information submission were easy for you. It's nice to know that John helped make your experience comfortable, even with the challenges from third-party players. If there's anything else I can...
    read more
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    Nicholas A
    HAMILTON, NJ
    Posted on July 18th, 2026 11:31 AM
    Ray was great to work with! He answered every question we had and made our first home buying experience a breeze!
    Reply from Raymond Desfosse
    July 28th, 2026 03:31 PM
    Nicholas, I'm pleased to hear that I could make your first home buying experience smooth. Thank you for your kind words, and if you have any more questions or need further assistance, I'm here to help.
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    Terry D
    Scottsdale, AZ
    Posted on July 12th, 2026 04:42 PM
    Raymonds teammate Terry Telechan was asked to complete the LSU Loan Status Update which is required as part of the real estate contract in Arizona. Exact email Terry TelechanThu, Jun 25, 1:34 PMto Raymond, meHey Terry give me a call if you...
    read more
    Reply from Raymond Desfosse
    July 22nd, 2026 04:42 PM
    We apologize for any inconvenience this caused you. Please know that we take your review to heart, learn from it and do better in the future.
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    William F D
    Scottsdale, AZ
    Posted on July 9th, 2026 01:55 PM
    Ray and Terry did a fantastic job keeping us updated with the process
    Reply from Raymond Desfosse
    July 20th, 2026 08:34 PM
    William, I appreciate your positive feedback. It's good to hear that Terry and I were able to keep you updated throughout the process. If you have any more questions or need further assistance, feel free to reach out.
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    About
    Raymond understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Raymond is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional
    FHA
    USDA
    VA Loans
    Jumbo
    Non-QM
    Cash Offers
    Renovation 203k
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • New Jersey, Pennsylvania, Florida & Georgia Licensed
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.