Raycine Ward
Loan Officer | NMLS ID #264957
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
This man is always available and so patient with me. I was interested in the real estate field and he answered every question I had.
Raycine Ward was very informative through out my whole refinance process. He went above and beyond to do the research needed for my particular loan. I could not have asked for a better experience then the one Raycine provided for me . I will...
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Raycine Ward was very professional and made sure he walked me through the process step by step. If there were things I didn’t know how to do he made sure to accommodate me. I truly appreciate Mr. Ward!
Mr award made my home buying process as enjoyable and stress free as possible . I will definitely refer anybody starting off their home buying process to Mr . Ward
Helping throughout the whole process and making easy on my part.
I Like the process that I went through with Ray and the company..Process was speedy and informative. I will work with company again
The amount of support and professionalism Mr. Ward provided during the whole process was impeccable. I would rate my experience higher if possible. Definitely recommend to friends and family.
Thank you for all of your help and advise during my home buying experience. Highly recommended!!
Ray responded to all calls and questions that I immediately recommended him to a business associate and will continue to do so to all others. Ray even responded to my calls that normally would be considered prime/family time i.e. late nights...
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very attentive to details and needs, thorough, honest, trustworthy, and effective...got the job done!
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- Atlantic Coast Mortgage - Loan OfficerNov 13th, 2025 - Current
Memberships
- Virginia Mortgage Lenders Association
- MORTGAGE BANKER ASSOCIATION
- HRRA
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Addresses and Serving Areas
Primary Serving Area
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #264957
- Licensed in NC, VA
Awards
PRESIDENTS CLUB
Achievements
- PRESIDENTS CLUB
Hobbies
- cooking
- fishing
- traveling
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)