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Ray Sewnath - AnnieMac Home Mortgage - Branch Manager | NMLS # 597975 in East Rutherford, NJ

Ray Sewnath - AnnieMac Home Mortgage

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Branch Manager | NMLS # 597975

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Ray understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout t... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Encompass
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    Patricia O
    WYCKOFF, NJ
    Posted on March 2nd, 2023 04:40 PM
    Ray made the process easy and quick! Will recommend to anyone who needs a mortgage.
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    Kyle D
    Aberdeen, NJ
    Posted on March 2nd, 2023 12:05 PM
    Ray and his team were available upon request all the time which was very helpful as my wife and I had very hectic work schedule during the time of sale. Ray especially went above and beyond to provide us with all the important information....
    read more
  • Encompass
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    Alba M N
    WOOD RIDGE, NJ
    Posted on February 25th, 2023 11:56 AM
    Everyone in the team are so helpful any time you need a question they answer right away, Ray is excellent in ever aspects, efficient so happy with his performance . Thanks so much
  • Encompass
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    Ngozi O
    Bayonne, NJ
    Posted on February 8th, 2023 01:35 PM
    Communication was excellent as well as education.
  • Encompass
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    Julia L
    COLUMBUS, NJ
    Posted on February 4th, 2023 01:42 PM
    Ray was always available and communicated with us during the entire process. He is extremely knowledgeable which made it a smooth process.
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    Reginald R
    Bayonne, NJ
    Posted on January 21st, 2023 10:50 PM
    Ray is an awesome lender. Always on top of the deal in emails, texts and calls till closing. Will recommend to everyone.
  • Encompass
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    Alicia V S
    PARAMUS, NJ
    Posted on December 28th, 2022 02:00 PM
    Ray, is honest, explains things thoroughly, and has your best interest in mind. Went above and beyond for us.
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    Kim P
    Princeton, NJ
    Posted on November 8th, 2022 12:34 PM
    The circumstances were a bit challenging, but Ray and his team were able to get client to go to closing with ease.
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    Brian N
    Teaneck, NJ
    Posted on November 1st, 2022 05:30 PM
    Overall communication and deal it was good and the important thing was they got done it on time and it made me happy so i didn't need pay extra money to to bank. Thank you so much for everything. Regards, Brian
  • Encompass
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    Peter T
    Rutherford, NJ
    Posted on October 10th, 2022 10:39 AM
    Ray is the reason I’ve come back 3x now. Without Ray, I would go to someone else
  • 31–40 of 100
    About
    Ray understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Ray is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional
    FHA
    USDA
    VA Loans
    Jumbo
    Non-QM
    Cash Offers
    Renovation 203k
    View All
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    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 597975
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.