

Guild Mortgage - Ray Ochoa
Sales Manager | NMLS# 214114

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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closed
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8 AM to 5 PM(Open now)
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8 AM to 5 PM
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Reviews from Web
Ray and I have a history that spans many years, blending our professional worlds in a Realtor-Lender relationship, but more importantly being a true friend —he's been instrumental in guiding me and my family through multiple home purchases....
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Reply from Guild Mortgage - Ray Ochoa
October 20th, 2025 04:53 PM
Robert, it's genuinely gratifying to reflect on the meaningful relationship we've built over the years through our professional and personal interactions. I appreciate your trust and the opportunity to assist you with your family's home purchases....
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I can't say enough great things about Ray Ochoa! He went above and beyond throughout the loan process-always responsive, professional, and truly cared about making everything go smoothly. He kept me informed every step and made sure the process...
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Reply from Guild Mortgage - Ray Ochoa
October 7th, 2025 05:07 PM
It's wonderful to hear that your experience with the loan process was so positive. I'm pleased that my efforts to keep you informed and make the process smooth were appreciated. Thank you for taking the time to share your thoughts. If there's...
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This was my first time working with Ray, and I was very impressed. At the beginning of the transaction, I experienced some communication challenges with other parties involved, but Ray went above and beyond to keep me informed every step of...
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Reply from Guild Mortgage - Ray Ochoa
September 5th, 2025 05:45 PM
Taryn, thank you for sharing your experience. I'm pleased to know that I could help navigate the communication challenges and keep you informed throughout the transaction. It's important to me that your questions and concerns were addressed...
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great service kept me informed of every step of the process. made buying my home fun and exciting.
thank you
Reply from Guild Mortgage - Ray Ochoa
September 1st, 2025 08:53 PM
I'm delighted to hear that you found the process both informative and enjoyable, Cynthia. Keeping you informed each step of the way is always a priority for me, and it's wonderful to know it made your home buying experience enjoyable. If there's...
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2nd house that Mr. Ochoa has been instrumental in securing me and my family the best loan at the best rates! I highly recomend not only Guild Mortgage but ask for Mr. Ray Ochoa 5 STAR SERVICE
Reply from Guild Mortgage - Ray Ochoa
August 6th, 2025 08:16 PM
Thank you for your kind words, Mark. I'm truly glad to have been a part of securing your family the best loan options for your homes. Your trust and recommendation mean a lot to me. If there's anything more I can assist with now or in the future,...
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The speed at which we were able to get this deal done was remarkable. Ray is also a very kind and responsive.
Reply from Ray Ochoa
August 6th, 2025 08:16 PM
I'm glad to know that you found the process swift and appreciated my responsiveness, Jeremy. It's important to me that things move smoothly for my clients. If there's anything else I can assist you with, please feel free to reach out. Your...
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Ray expertise
Reply from Guild Mortgage - Ray Ochoa
July 31st, 2025 09:05 PM
Thanks for your feedback, Julio. I'm pleased to hear that you valued my expertise during the process. If there's anything specific you'd like to discuss or if you need further assistance, please don't hesitate to contact me directly. Your experience...
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Communication and service was GREAT! Ray Ochoa @ Guild Mortgage. A true professional! Ray and team made sure to answer any and all questions and to provide updates all the way through the process. You can tell that Ray genuinely cares about...
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Reply from Owner
July 31st, 2025 09:07 PM
Thank you, Suzanne, for your wonderful feedback. I'm delighted that the communication and service met your expectations, and I'm thrilled to know that my team and I were able to make your home purchase experience so positive. It's truly important...
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Ray was phenomenal to work with. Through every step of the process he always made sure to answer any questions and to make sure that we were advised of any updates and changes that can take place when going through the process. He was very...
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Reply from Guild Mortgage - Ray Ochoa
June 2nd, 2025 08:36 PM
I'm thrilled to hear that your experience with the mortgage process was so positive. It was a pleasure assisting you, and I'm glad that both Aricha and I could provide the support and updates you needed. Thank you for recommending the Guild...
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The entire process was quick and easy and things were presented in an easy to understand manner.
Reply from Guild Mortgage - Ray Ochoa
April 15th, 2025 12:53 PM
I'm glad to hear that the process was quick and easy for you, Travis. It was a pleasure assisting you & Amber with your purchase, and I appreciate your feedback on the clarity of the information provided. If you have any further questions or...
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Homebuyers
VA Veteran Loans
FHA Loans
Conventional Loans
Reverse Mortgage Loans
Home Equity Lines of Credit
Renovation Loans
Construction Loans
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Positions
- Guild Mortgage Company LLC - Producing Sales Manger-Sr. Loan OfficerMar 4th, 2010 - Current
Memberships
- Yuma Chamber of Commerce
- Yuma Association of Realtors
- BBB- Better Business Bureau
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Addresses and Serving Areas
Primary Serving Area
Year Started
1995
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 214114
Hobbies
- Golf
- Pickle Ball
- Gardening
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Disclaimer
I am authorized to do business in the states of Arizona and Tennessee. AZ BK#0018883; AZ BKBR# BK-BR-01; AZ LO Lic.# 0915882; NMLS ID: 214114; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.