

Ransom Kelly
Loan Officer | NMLS # 990772

Senior Loan Officer and Production Manager, Ransom Kelly, currently serves clients in Alabama, Georgia, Florida, and Tennessee. Always holding client satisfaction as his highest priority, Ransom works hard to make the entire experience as p... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Look no further for a loan officer. We used Ransom for our construction-to-permanent loan, and the service was exceptional.Three things stood out:Expertise: They know the construction loan process inside and out. We felt confident we were in...
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Reply from Owner
December 24th, 2025 03:19 PM
I'm grateful for your thoughtful review, Joseph. It's rewarding to know that my expertise, communication, and professionalism were what you needed during your construction-to-permanent loan process. Ensuring a smooth financing experience is...
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The team at Assurance Financial was very responsive to any and every question I had. I enjoyed that Mr Ransom guided me through the loan process as if he were going through the process. I will recommend Mr Ransom to any of my friends when they...
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Reply from Ransom Kelly
December 18th, 2025 05:52 PM
I'm glad to know you had a positive experience with the loan process, Michael. It's important to me that my clients feel supported every step of the way, and I'm pleased I could guide you through it as if I were experiencing it myself. I'm...
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Random helped Ransom helped me find the right loan we were looking for. Once we started, we didn't slow down to get our house started by the end of the year!
Reply from Ransom Kelly
December 17th, 2025 06:52 PM
I'm pleased to hear that I could help you find the right loan and get your house started on schedule, Keisley. It's important to me that the process moves smoothly and aligns with your goals. If you have any further questions or need assistance...
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Exceptional ability to work with my unique circumstances. Communication was excellent and overall I would recommend Ransom to anyone!
Reply from Owner
December 15th, 2025 05:14 PM
I'm grateful for your feedback, Andrew. It's great to hear that my ability to handle your unique circumstances met your expectations. Effective communication is always a priority, and I'm pleased it made a positive impact on your experience....
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Good communication, Ransom and teams ability to work with unique circumstances.
Reply from Ransom Kelly
December 15th, 2025 05:15 PM
I'm grateful for your feedback, Andrew. It's important to me that I provide good communication and can adapt to unique circumstances. If there's anything further I can assist with, please feel free to reach out. Your experience matters, and...
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Ransom did a great job of communicating with us through this process!
Reply from Ransom Kelly
December 5th, 2025 11:26 PM
I'm glad to hear that you appreciated the communication throughout the process, Kenyetta. Keeping you informed and engaged is something I prioritize, and your feedback means a lot. If there's anything more you'd like to discuss, feel free to...
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Everything (professional, extraordinary patient, very generous, and very helpful)
Reply from Ransom Kelly
December 5th, 2025 07:01 PM
Your positive feedback means a lot, Scottie. I'm glad to know that you found my approach professional and helpful. It's important to me to be patient and generous in every interaction, so it's rewarding to hear that those qualities were appreciated....
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The promptness to responding to my questions.
Reply from Ransom Kelly
November 26th, 2025 05:33 PM
I’m glad to hear that you appreciated the prompt responses to your questions, Tina. Clear and timely communication is something I aim for, so it’s reassuring to know it made a positive impact. If you have any more questions or need assistance...
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Thank you for a smooth closing!
Reply from Ransom Kelly
November 20th, 2025 02:49 PM
I'm glad to hear that the closing process went smoothly for you, Megan. Your experience is very important to me, and I'm pleased it met your expectations. If you have any further questions or need assistance down the line, feel free to reach...
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People there need to communicate better with each other. They need to be more organized. They should ask for information early instead of waiting to the last minute. And don't then try to make it the clients fault for not providing it sooner....
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Reply from Ransom Kelly
November 19th, 2025 05:06 PM
I appreciate you bringing these concerns to my attention, Deanna. It's clear that communication and organization were not up to your expectations during your experience, and I apologize for any frustration this caused. I take your feedback...
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About
Senior Loan Officer and Production Manager, Ransom Kelly, currently serves clients in Alabama, Georgia, Florida, and Tennessee. Always holding client satisfaction as his highest priority, Ransom works hard to make the entire experience as productive and enjoyable as possible. Clients working with Ransom never fail to appreciate his focus, tenacity, and professional integrity. With over 10 years of experience in the mortgage industry, Ransom has extensive knowledge and experience that allows him to handle a wide range of clients and situations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA RD Loans
Jumbo Loans
FTHB Loans
Construction Loans
Modular Homes Loans
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Positions
- Assurance Financial - Mortgage Loan OriginatorMay 1st, 2014 - Current
Memberships
- The Club, Inc.
- Church of the Highlands
- Greater Birmingham Association of Home Builders
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 990772
Awards
Achievements
- Production Manager
Hobbies
- Fishing
- Sports
- Real Estate
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Disclaimer
Equal Housing Opportunity NMLS# 70876.
For legal information, visit https://assurancemortgage.com/legal/.
Find privacy policy at https://assurancemortgage.com/privacy-policy/.
For licensing information, go to www.nmlsconsumeraccess.org.