Randy Choi
Sr Mortgage Broker
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
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Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
It worked out fine.
Reply from Randy Choi
October 26th, 2026 05:13 PM
I'm glad to hear everything worked out fine, Nicholas. At Lumin Lending, my aim is to ensure a smooth and positive experience for you.
Getting a HELOC had a lot of challenges for me but Randy was always there to help and work thru the process. The man worked hard to get this done and I’m very grateful. Thank you for your great work.
Randy was great support in finding the best interest rate available
Reply from Randy Choi
October 21st, 2026 05:49 PM
I'm glad to hear that I could support you in finding the best interest rate, Joby. At Lumin Lending, my goal is to provide valuable assistance throughout the lending process.
Randy stayed ahead of the loan process and helped it get funded with minimal issues
Reply from Randy Choi
October 16th, 2026 04:47 PM
I'm pleased to hear that the loan process went smoothly, Jeffrey. At Lumin Lending, I strive to make the experience as seamless as possible for my clients. If there's anything else I can assist you with, please feel free to reach out.
Randy is great at what he does. Easy to talk to and knowledgeabl. I will definitely contact him when it's time to refinance.
Reply from Randy Choi
October 14th, 2026 06:52 PM
I'm grateful for your kind words, Michael. It's wonderful to know you found me easy to talk to and knowledgeable. I look forward to assisting you again with your refinancing needs at Lumin Lending.
I had a great experience working with Randy Choi on my HELOC! Randy was extremely communicative, responsive, and made the entire process simple and stress-free. He was always available to answer questions, provide updates, and ensure everything...
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I had an excellent experience working with R. Choi throughout my journey. His professionalism, support, and guidance made the entire process smooth and stress-free. He was knowledgeable, responsive, and always willing to answer my questions....
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Randy was a joy to work with. He was very patient and always responses when I needed his guidance. It was such a pleasant experience to work with Randy and I know anyone who has would say the same thing.
Super responsive, patient, and accommodating!
Reply from Randy Choi
September 9th, 2026 08:18 PM
It was a pleasure working for you and being a part of the journey Marella! Always here whenever you need me! 🫡🏡
Randy was helpful throughout the entire process. He's prompt at responding and wants to make sure you understand everything. I can't say the mortgage process isn't stressful, but Randy definitely helped. I'd recommend him.
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About
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Home Renovation Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Home Purchasing Assistance
Mortgage Rate Shopping Assistance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1583085