Guild Mortgage - Rafael Najera
Senior Loan Officer | NMLS# 256119
Rafael Najera is a Mortgage Loan Officer serving AZ, CA, CO, GA, IL, KY, NM, NV, & TX.
He has been in the mortgage industry since 2002; helping people like you obtain their goal of sustainable homeownership. Rafael truly understands that mo...... Show More
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Reviews from Web
Very glad we worked with Rafael! We will recommend to our friends and family!!
Queremos agradecer enormemente a Rafael Nájera de Guild Mortgage por todo el apoyo y la dedicación que nos brindó durante el proceso de compra de nuestra casa.Mi esposo y yo veníamos de otra compañía donde lamentablemente nos habían negado...
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Rafael fue de gran ayuda para nosotros Fue muy amable siempre dispuesto a ayudar cuando era no Rafael buscó el si y ya estás disfrutando de nuestro hogar Fue un poco difícil pero Rafael siempre positivo y dispuesto Teníamos alguna pregunta...
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Rafael explains everything. He always answer our calls.
Very patient and great customer service
Reply from Rafael Najera
May 1st, 2026 04:32 PM
Thank you, Francisco. I appreciate your kind words and am glad to hear that my explanations and availability were helpful to you. Providing great customer service is important to me, and I'm always here if you need anything further.
Rafael is an excellent representative of Guild Mortgage. He was patient, understanding, and guided us diligently through the entire process. This was not an ordinary refinance—this involved a family property that was being purchased (bought...
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Reply from Owner
March 9th, 2026 12:00 AM
Brian — thank you for letting me assist you and your family with this important transaction. I’m glad we were able to get it done, even if it took some time, and I look forward to helping you again soon.
“No” was the answer I got from different lenders, But “No” was not an option for Rafael, he found the “Yes” in the midst of all negativity. Thank you for your dedication and for getting us into our dream home.
Reply from Owner
January 22nd, 2026 12:00 AM
Martín it was a pleasure working with you couldn’t be happier for you and your family. Look forward to working with you in the future.
Rafael Najera is very kaind he answered all my questions I'm really happy with his work
Reply from Rafael Najera
January 20th, 2026 03:36 PM
I’m grateful for your feedback, Gabriel. It’s important to me that all your questions are answered and that you feel satisfied with the work I do. If there's anything more I can assist with, please don’t hesitate to let me know.
Very Helpful,knowledgable get things Done.
Reply from Rafael Najera
January 16th, 2026 07:50 PM
Thank you for your feedback, Adolfo. I'm glad to hear that you found my assistance helpful and knowledgeable. It's important to me to ensure things get done efficiently, and I appreciate you taking the time to share your experience. If you...
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You are amazing brother thank you
Reply from Rafael Najera
January 12th, 2026 09:59 PM
I appreciate your kind words, Martin. It was a pleasure to help you, and I'm glad to know you had a positive experience. If you need anything else in the future, feel free to reach out.
Rafael made the process very smooth for my client and myself. There were no issues and we closed my client's home purchase on time with no surprises. I love working with him!
Reply from Rafael Najera
September 13th, 2025 05:29 PM
I appreciate your feedback, Alfred. I'm pleased to hear that the process went smoothly for both you and your client, with a timely closing and no unexpected issues. It's great to know that working together was a positive experience. Thank you...
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About
Rafael Najera is a Mortgage Loan Officer serving AZ, CA, CO, GA, IL, KY, NM, NV, & TX.
He has been in the mortgage industry since 2002; helping people like you obtain their goal of sustainable homeownership. Rafael truly understands that mortgages & lending can be unfamiliar territory for many. Over the years he has had the opportunity of working with people who have a wide variety of situations & has helped them achieve their financing goals. Whether you are a first-time homebuyer, refinancing, or buying your third investment property, Rafael will guide you through the loan process seamlessly by providing quality communication & advice. Rafael can provide a wide range of home loan options that makes the most sense for your situation.
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Search Rank ScoreLearn More →
515
/850
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Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 256119
Disclaimer
I am authorized to do business in the states of Arizona, California, Colorado, Georgia, Illinois, Kentucky, New Mexico, Nevada and Texas. AZ BK#0018883; AZ BKBR# 1050942; AZ LO Lic.# 912252; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/); NV Mortgage Company #1141; NMLS ID: 256119; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.