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Raelene Majino-Smith - Senior Loan Officer in Tampa, FL

Raelene Majino-Smith

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Senior Loan Officer

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Raelene Majino-Smith (NMLS #1805983) is a premier mortgage loan officer and local lending expert in Tampa, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Raelene provides comprehensive ...... Show More
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Overall Ratings
4.95
(192)
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  • 5.0
    SFTP
    A
    Ann L
    New Port Richey, FL
    Posted on May 29th, 2026 12:03 PM
    Raelene was accesible the entire time and responsive. She is very knowledgeable in her field. I had many questions as a first time homebuyer and she didn't skip a beat. Kind and caring for her clients.
  • 5.0
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    Robyn L
    Dade City, FL
    Posted on May 23rd, 2026 01:07 PM
    Raelene makes every effort to communicate with both her clients and the team around them to ensure the highest level of support throughout their home buying process! As one of her preferred Realtors, it is great to have her on our team!!!
  • 5.0
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    Linda A
    Dade City, FL
    Posted on May 21st, 2026 12:58 AM
    Very friendly and efficient, great to work with and would recommend her.
  • 5.0
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    Andrea K
    Spring Hill, FL
    Posted on April 27th, 2026 08:06 PM
    is our second endeavor working with Raelene. The one thing that I appreciate the most is her level of communication. Additionally, when we had questions, she's always willing to make sure that we understand the answer. That is huge and today's...
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    Reply from Raelene Majino-Smith
    May 13th, 2026 07:34 PM
    Andrea, I'm grateful for your feedback. I'm happy to hear that my communication and willingness to ensure clarity were helpful to you during our work together. It's always my goal to provide the support you need throughout the process. Thank...
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  • 5.0
    SFTP
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    Kelly M
    New Port Richey, FL
    Posted on April 19th, 2026 03:25 PM
    Raelene is awesome! She stays on top of everything and keeps us informed. The Processor wasn't as good but thankfully we took care of the problem. Thanks, Raelene.
    Reply from Raelene Majino-Smith
    April 20th, 2026 02:42 PM
    Thank you so much for your patience and grace! I truly appreciate your partnership and will never take it for granted!
  • 5.0
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    Patricia H
    New Port Richey, FL
    Posted on April 17th, 2026 09:00 PM
    Raelene was amazing. She walked me through every step and clearly explained everything. She genuinely cares.
    Reply from Raelene Majino-Smith
    April 17th, 2026 09:23 PM
    Thanks so much, Tricia! I thoroughly enjoyed getting to know you and am so happy you made the move down to Florida!
  • 5.0
    SFTP
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    Joanna S
    New Port Richey, FL
    Posted on February 3rd, 2026 03:13 PM
    This is my 2nd time working with Raelene. Not only is she extremely knowledgeable, she always goes above and beyond to find the right rate and product. I'm happy to say I've found my mortgage guru for life and friend.
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    Reply from Raelene Majino-Smith
    February 18th, 2026 03:13 PM
    Joanna, it's great to hear that you had such a positive experience working with me again. I'm pleased I could help you find the right rate and product. Thank you for considering me your mortgage guru and friend. Your trust and support mean...
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  • 5.0
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    Angelique G
    Wesley Chapel, FL
    Posted on January 18th, 2026 01:08 PM
    Raelene was amazing to work with throughout this process. From the beginning, she was friendly, patient and supportive. She was professional and informative and always available to answer any questions. I would recommend her to everyone that...
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    Reply from Raelene Majino-Smith
    February 2nd, 2026 02:40 PM
    I appreciate your kind words, Angelique. It means a lot to hear that you found me friendly, patient, and supportive during your home loan process. I'm glad I could assist you with any questions you had and provide the information you needed....
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  • 5.0
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    Robyn L
    New Port Richey, FL
    Posted on December 9th, 2025 01:12 PM
    Raelene has fast become an extension of my service portfolio!! Her true partnership strategies give our clients the opportunity to see the value in doing business with us at Kelly's Home Team, Keller Williams Realtors!Thanks for supporting...
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    Reply from Raelene Majino-Smith
    December 9th, 2025 08:37 PM
    Robyn, thanks so much for your trust in me with your precious buyers and even more for considering me as part of your amazing team!! Working together as a team for your customers is what makes the process so much easier for buyers and sellers...
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  • 5.0
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    Patrick D
    Land O Lakes, FL
    Posted on December 8th, 2025 06:42 PM
    As a first time home buyer it was stressful hearing from other places that I couldn't to this couldn't do that until I met raelene and made everything possible for us to own our home. It was smooth and very easy going. Great people and great...
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    Reply from Raelene Majino-Smith
    December 10th, 2025 09:47 PM
    Patrick, you and Nicole are the reason I love my job! Thanks so much for taking the time to write this as it means a lot to me!
  • 10 of 192
    About
    Raelene Majino-Smith (NMLS #1805983) is a premier mortgage loan officer and local lending expert in Tampa, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Raelene provides comprehensive home financing solutions with Embrace Home Loans. Raelene Majino-Smith, NMLS #1805983, is a mortgage loan officer based in Tampa, Florida. Trusted Mortgage Lender in New Port Richey, Florida, Serving Pasco, Pinellas, Hillsborough, and the Greater Tampa Bay Area Raelene Majino-Smith is a Producing Sales Manager with Embrace Home Loans, and a well-respected mortgage lender in New Port Richey, Florida. Contact Raelene today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    420
    /850
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    Positions
    • Embrace Home Loans - Sales Manager
      Sep 15th, 2025 - Current

    Year Started

    2025

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 1805983
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.