

Rachel Rufkahr
Senior Mortgage Banker | NMLS# 298479

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Rachel and team continue to exceed expectations and deliver top quality service. Each transaction is smooth and seamless .
Reply from Rachel Rufkahr
January 9th, 2026 09:06 PM
Thank you for taking the time to share your experience, Andrew. I'm glad to hear that my team and I could meet your expectations with each transaction. Ensuring that the process is smooth and seamless is always my goal. If you ever need anything...
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very quick with responses and works deligently to create the perfect financial plan
Reply from Rachel Rufkahr
December 18th, 2025 06:27 PM
Thank you for your feedback, Douglas. I'm glad to hear that you appreciated the prompt responses and the diligent effort to create a suitable financial plan. If you have any further questions or need assistance in the future, feel free to reach...
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Rachel and her team were nothing short of fantastic . They got us approved quickly and make the process painless !
Reply from Rachel Rufkahr
December 18th, 2025 04:18 PM
I'm pleased to hear that my team and I were able to make the approval process quick and straightforward, Luke. Helping clients like you have a smooth experience is always a priority. If there's anything more I can assist with, please feel free...
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This sums it up for potential clients, staff and current management team members: "Stop and read this if you’re looking for a mortgage lender: When we learned we were moving from Ohio to Missouri in a short amount of time with 54 yrs of stuff...
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Reply from Rachel Rufkahr
December 17th, 2025 05:19 PM
Your words are greatly appreciated, Jack. It's wonderful to know that the collaboration with your daughter, Kristin, and I made such a positive impact on your move. The process of buying a home can indeed be complex, and I'm glad we could assist...
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Rachel and her staff helped us through the mortgage process and constantly kept us informed. They were patient, kind, and so knowledgeable.Our move from Ohio to Missouri was difficult and stressful because we sold our house in Ohio as soon...
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Reply from Rachel Rufkahr
December 16th, 2025 02:37 PM
I'm truly glad that I could be of assistance during your move, Carol. Transitioning from Ohio after so many years must have been significant, and I'm pleased my staff and I could help make the mortgage process smoother for you. Your kind words...
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The team at Flat Branch was quick to respond to us with our questions and provided efficiency in making the whole process way easier than we had ever expected. If I have a friend /family member looking to finance, I will refer them to Flat...
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Reply from Rachel Rufkahr
December 15th, 2025 08:14 PM
I appreciate your feedback, Immerah. I'm glad to hear that the team at Flat Branch was able to respond quickly and make the process easier for you. Your intention to refer us to friends and family means a lot. If there's anything more I can...
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Rachel went above and beyond for my wife and me -- answering calls on vacation, etc.
Reply from Rachel Rufkahr
December 2nd, 2025 07:46 PM
Thanks Tyler! Very excited for you both!!! I appreciate your trust in my team.
Rachel was great to work with. Kept me updated throughout the process. Very kno and friendly at the closing
Reply from Rachel Rufkahr
December 2nd, 2025 07:46 PM
Thanks Steve! It was a pleasure to work with you as well!
Rachel was such great at communicating and made the process easy to understand.
Reply from Rachel Rufkahr
December 11th, 2025 04:29 PM
I'm glad to hear that you found the communication clear and the process easy to understand, Abigail. It was a pleasure assisting you. Should you have any further questions or need assistance in the future, feel free to reach out.
Rachel and her team were great very helpful for my situatio, so kind and easy to reach for any question. The process itself was smooth and quick. I would definitely recommend her to anyone.
Reply from Rachel Rufkahr
December 1st, 2025 07:14 PM
Thanks for sharing your experience, Ezekiel. I'm really glad to know that you found the process smooth and quick, and that I was able to be of help throughout. If there's anything more you need or any questions arise, please feel free to reach...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA, VA, USDA, and jumbo products.
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Year Started
2001
Licenses
- NMLS# 298479
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149