Rachel Helton | NMLS #664886
Senior Mortgage Banker | Based in Asheville, Servi...
I'm a Senior Mortgage Banker with Atlantic Bay Mortgage Group based in Asheville, NC, serving homebuyers across NC, SC, FL, TN, IN, and GA. With 15+ years of banking and mortgage experience, I specialize in purchase transactions and helping...... Show More
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I never thought I would say the sentence I'm about to but...home buying was easy. I sent and signed the occasional document and Rachel handled everything else. Along with the ease of homebuying, Rachel made herself available if we had lingering...
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Working with Rachel was an outstanding experience from start to finish. Her communication was clear, timely, and consistent, which made the entire process feel smooth and stress-free. She took the time to explain each step, answered every question,...
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I cannot say enough good things about Rachel Helton, and her team! Everyone was always one step ahead and prepped for all outcomes. I felt totally supported and at ease the entire time, while also enjoying the process. It is so easy for me...
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For us being out of state......everything was done efficiently AND on time !!!...wow 👏
If we could give Rachel more than 5 stars, we would.Rachel worked with us for quite a while to get us where we needed to be to buy a home and she never once made us feel like we were on our own. She was always honest, encouraging, and willing...
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Rachel went above and beyond to help our family get approved for a home! She worked around the clock to get us the best loan possible
Everything was smooth and communication was transparent throughout the whole process. Rachel was a gem to work with!
Rachel Helton | NMLS #664886 has received a review with 5 star rating from James B
Rachel and her team went wayyyy above and beyond my expectations. They'r real, genuine people that truly cared about us. We werent just another customer. Her team got us closed on a house in 1/3 the timee it normally takes. ABSOLUTELY FANTASTIC!!!!...
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Especially as a self-employed/small business owner, the process was so much smoother than the "big banks" process. I felt like I had my own Team, with TeamRachel. Thanks to all.
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About
I'm a Senior Mortgage Banker with Atlantic Bay Mortgage Group based in Asheville, NC, serving homebuyers across NC, SC, FL, TN, IN, and GA. With 15+ years of banking and mortgage experience, I specialize in purchase transactions and helping clients navigate financing with clear communication and personalized guidance. I work closely with buyers, Realtors, and builders to create smooth closings from pre-approval to closing day. My experience includes first-time homebuyers, self-employed borrowers, relocation clients, luxury and second-home buyers, jumbo loans, and complex income scenarios. My goal is to provide honest guidance, proactive communication, and a mortgage experience built on trust.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Bank Statement Loans
Specialities
Mortgage Lending
FHA/USDA/VA/NCFHA/DSCR/Conventional Loans
Bank Statement Loans
Non QM Loans
Self-employed Borrowers
First-time Homebuyers
Luxury Home Financing
Purchase Loans
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Positions
- Atlantic Bay Mortgage Group - Senior Mortgage BankerJun 1st, 2022 - Current
- Beverly-Hanks Mortgage Services - Senior Mortgage BankerAug 8th, 2012 - Jun 1st, 2022
Addresses and Serving Areas
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #664886
- Licensed in NC, SC, FL, TN, IN, & GA #664886
Hobbies
- Hiking, Kayaking, Concerts
- Hiking, kayaking, spending time with family and friends, helping my clients achieve homeownership
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.