Rachel Helton | NMLS #664886
Senior Mortgage Banker | Based in Asheville, Servi...
I'm a Senior Mortgage Banker with Atlantic Bay Mortgage Group based in Asheville, NC, serving homebuyers across NC, SC, FL, TN, IN, and GA. With 15+ years of banking and mortgage experience, I specialize in purchase transactions and helping... Show More
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I never thought I would say the sentence I'm about to but...home buying was easy. I sent and signed the occasional document and Rachel handled everything else. Along with the ease of homebuying, Rachel made herself available if we had lingering...
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Working with Rachel was an outstanding experience from start to finish. Her communication was clear, timely, and consistent, which made the entire process feel smooth and stress-free. She took the time to explain each step, answered every question,...
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I cannot say enough good things about Rachel Helton, and her team! Everyone was always one step ahead and prepped for all outcomes. I felt totally supported and at ease the entire time, while also enjoying the process. It is so easy for me...
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The final closing statement I received was different than what the closing attorney had at the closing. Was awkward, but my Realtor worked it out, from her own pocket. That is unacceptable.
Everything went well aside from no one knowing to check community well documents. This caused the closing to be delayed a day. Not sure who would have been responsible for this. Ultimately not a huge issue.
Rachel and her team are amazing! Responsive - Efficient - Knowledgeable - and extremely pleasant! Who knew that the mortgage process could be so positive! Highly recommend. Thank you!
Worked with my schedule and even visited my home to deliver documents I needed to sign . Fast turnaround. They made a huge financial commitment less confusing and answered all my questions and concerns. I would recommend.
Rachel was professional, prompt with responses and very friendly.
Quick , professional , and hassle free !
Rachel Helton | NMLS #664886 has received a review with 5 star rating from Dan L
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About
I'm a Senior Mortgage Banker with Atlantic Bay Mortgage Group based in Asheville, NC, serving homebuyers across NC, SC, FL, TN, IN, and GA. With 15+ years of banking and mortgage experience, I specialize in purchase transactions and helping clients navigate financing with clear communication and personalized guidance. I work closely with buyers, Realtors, and builders to create smooth closings from pre-approval to closing day. My experience includes first-time homebuyers, self-employed borrowers, relocation clients, luxury and second-home buyers, jumbo loans, and complex income scenarios. My goal is to provide honest guidance, proactive communication, and a mortgage experience built on trust.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Bank Statement Loans
Specialities
Mortgage Lending
FHA/USDA/VA/NCFHA/DSCR/Conventional Loans
Bank Statement Loans
Non QM Loans
Self-employed Borrowers
First-time Homebuyers
Luxury Home Financing
Purchase Loans
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Positions
- Atlantic Bay Mortgage Group - Senior Mortgage BankerJun 1st, 2022 - Current
- Beverly-Hanks Mortgage Services - Senior Mortgage BankerAug 8th, 2012 - Jun 1st, 2022
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #664886
- Licensed in NC, SC, FL, TN, IN, & GA #664886
Hobbies
- Hiking, Kayaking, Concerts
- Hiking, kayaking, spending time with family and friends, helping my clients achieve homeownership
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.