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Rachael Rubalcaba - Loan Officer | NMLS# 1748265 in Fresno, CA

Rachael Rubalcaba

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Loan Officer | NMLS# 1748265

4.92
(191)
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Rachael Rubalcaba and AMC believe how you get your mortgage matters! At AMC, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on somet...... Show More
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Overall Ratings
4.92
(191)
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  • 5.0
    Encompass
    L
    Lucy S
    Fresno, CA
    Posted on December 1st, 2025 07:20 PM
    I was really scared about this process being stressful and causing anxiety. The experience was anything but that! Rachael was an absolute professional, pleasant, and made everything so easy. She answered texts and calls immediately, even when...
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  • 5.0
    Encompass
    S
    Sergio G
    Madera, CA
    Posted on August 26th, 2025 10:44 PM
    Fast responds time and had all the answers to all the questions we had.
  • 5.0
    Encompass
    J
    Jenri A G
    Madera, CA
    Posted on June 28th, 2025 06:10 PM
    Our experience was truly exceptional thanks to Rachael Rubalcaba. From the very beginning, she displayed an incredible level of professionalism, warmth, and dedication. Rachael made us feel welcomed, valued, and supported throughout the entire...
    read more
  • 5.0
    Encompass
    M
    Marily M
    Madera, CA
    Posted on June 28th, 2025 06:03 PM
    I had an outstanding experience working with Rachael! From start to finish, she was professional, knowledgeable, responsive, and kind. She took the time to explain every step of the loan process, answered all our questions with patience, and...
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  • 5.0
    Encompass
    P
    Patricia S A
    Madera, CA
    Posted on June 19th, 2025 10:20 PM
    I can not say enough about Rachael, she was a gem. Communication was amazing, even on the weekends & after 5. Without her I don't think I would have my Beautiful home I have today!
  • 5.0
    Encompass
    L
    Lana T
    Madera, CA
    Posted on June 18th, 2025 02:13 PM
    Rachael stayed in communication throughout the entire process. She always answered her phone and returned calls in a very timely manner. She took a lot of stress out of the proceds. Love her!!
  • 5.0
    Encompass
    J
    Jessica A M
    Madera, CA
    Posted on April 5th, 2025 10:53 PM
    The ease of submitting all documents through the app was very much appreciated. Loved how Rachael was always checking in on the status of my refinance. Everything went smoothly.
  • 5.0
    Encompass
    C
    Cannick T
    Fresno, CA
    Posted on December 4th, 2024 06:22 PM
    My husband and I had a wonderful experience working with Rachael. She is very responsive, thorough, and great to work with. She made the process easy and understandable. Highly recommended loan officer! Thank you for our first home!
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  • 5.0
    Encompass
    S
    Saeng B
    Fresno, CA
    Posted on December 2nd, 2024 02:32 AM
    Rachael made the loan process pleasant for my clients and I. Rachael communicated every step along the way. My buyer clients interviewed other lenders; but ultimately chose to work with Rachael because her communication and professionalism...
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  • 5.0
    Encompass
    G
    Guadalupe T M
    Madera, CA
    Posted on November 25th, 2024 04:57 PM
    Rachael was great a communicating in a timely manner. As new home buyers she also did a great job at explaining the process to us.
  • 10 of 191
    About
    Rachael Rubalcaba and AMC believe how you get your mortgage matters! At AMC, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown, but our focus remains the same. We emphasize quality over quantity and can deliver well-advised, affordable loans to our customers with as quick as a 15-day close.
    Products & Services
    Mortgage Loan Officer
    Specialities
    Mortgage Loans
    168
    /850
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    Year Started

    2018

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 1748265
    Gallery
    Rachael Rubalcaba - Gallery Photo
    Rachael Rubalcaba - Gallery Photo
    Achievements
    • 2022 Pinnacle Award
    Hobbies
    • Running
    • Working out
    Disclaimer
    Alameda Mortgage Corporation, NMLS 271603 issued by the Nationwide Multistate Licensing System and Registry. AZ Lic. #BK-0947208; Licensed by the CA Department of Financial Protection and Innovation under the Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee, Lic. #64820; WA Lic. #CL-271603; www.nmlsconsumeraccess.org.