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Phyllis Gooch - Evolve Bank & Trust
Senior Home Loan Advisor | NMLS # 92636

My name is Phyllis Gooch, and I have been in the banking industry since 1974, with the last 19 years in mortgage lending. I have built my reputation on honesty and outstanding service to my clients, which has enabled me to have a very succ... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Phyllis was fantastic through the whole process.
I cannot possibly say enough good things about my experience in working with Phyllis Gooch on the loan for my new home that I closed on last Friday, December 12th. Phyllis made a very difficult and stressful process so much more pleasant. She...
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Phyllis is world-class. She knows literally everything you could possibly want or hope to know about her field, and she is incredibly generous and nurturing regarding how she uses her vast well of experience and wisdom. She held my hand and...
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Reply from Phyllis Gooch - Evolve Bank & Trust
December 4th, 2025 06:05 PM
Thank you so much for your extremely kind words! You are the best and I so enjoyed working with you as well.
Phyllis Gooch made it great outstanding service and very personable closed my loan without a hitch and more than a timely manner
i I can't thank her enough
Reply from Phyllis Gooch - Evolve Bank & Trust
October 17th, 2025 03:31 PM
It was a true pleasure working with Jan. So glad we could get your loan closed so fast!!!
Phyllis is not only a professional but a dear friend. She had been watching rates for us for over a year and never failed to call and touch base on a routine basis. We will always use Mrs. Phyllis and will continue to recommend her services!...
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Reply from Phyllis Gooch - Evolve Bank & Trust
September 29th, 2025 02:00 PM
Thank you so much for trusting in me a second time!! Y'all are the best, and I appreciate your kind words!!
Shes the best
Reply from Phyllis Gooch - Evolve Bank & Trust
July 21st, 2025 06:27 PM
Thank you so much! It was a pleasure working with you.
Phyllis was absolutely amazing! My husband and I are first time home buyers and she made the process so smooth and answered any questions we had. I absolutely recommend her with your VA loan!
Reply from Phyllis Gooch - Evolve Bank & Trust
June 23rd, 2025 06:23 PM
Thank you so much!! Y'all were an absolute pleasure to work with. Always love working with my Veterans😍 And once again, THANK YOU FOR YOUR SERVICE!!
Phyllis is very customer service oritented and knowledgeable which made this experience wonderful and stress free for me.
Reply from Phyllis Gooch - Evolve Bank & Trust
May 30th, 2025 03:05 PM
Thank you so much!! It was a pleasure working with you!
Communication was clear for what we needed and she worked hard to get us where we needed.
Reply from Phyllis Gooch - Evolve Bank & Trust
March 31st, 2025 03:27 PM
Thank you Dorris! It was a pleasure to work with you!
Phyllis Gooch was an awesome loan advisor She worked extremely hard to ensure my family and I were satisfied, and if I could rate her with 100 stars or more I would.Thank you for an amazing home buying experience!
Reply from Phyllis Gooch - Evolve Bank & Trust
March 21st, 2025 03:37 PM
Thank you, Johnny! You were a pleasure to work with as well!
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About
My name is Phyllis Gooch, and I have been in the banking industry since 1974, with the last 19 years in mortgage lending. I have built my reputation on honesty and outstanding service to my clients, which has enabled me to have a very successful referral based business. I can assure you that I will have "your best interest" as my main goal throughout the entire loan process. I will always be available to you for any questions you might have. My cell number is 901-335-5187 and is available 24/7 for you. Please remember that a referral from you, after a business transaction with me, is the greatest compliment I could receive. I have always gained many new friendships along the way and look forward to gaining yours.
Products & Services
Financial Advisor
Banker
Specialities
mortgage loans
VA Loans
First Time Homebuyers
FHA Loans
Conventional Loans
JUMBO Loans
Down Payment Assistance Programs
2-1 Buydowns
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Positions
- Evolve Bank and Trust - Senior Home Loan AdvisorJan 4th, 2010 - Current
Memberships
- MAAR
- Benevolent Fund
- Women Evolved
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1925
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 92636
Videos

Achievements
- Evolve Excellence in Production
- Evolve President's Club
Hobbies
- Fishing
- Cooking
- Dogs
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Disclaimer
Evolve Bank & Trust Home Loan Centers (HLCs) are not full service branch locations of Evolve Bank & Trust. These HLCs do not engage in general banking transactions, such as deposits or payments, and only provide Residential Mortgage Loans. Equal Housing Lender. All loans subject to credit approval. Corporate NMLS# 509256