Phillip Lillge
Mortgage Banker | NMLS# 967760
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
The process was very simple and there was clear and timely communication provided throughout.
Reply from Phillip Lillge
April 5th, 2026 01:27 AM
It's excellent to know that you found the process simple and that the communication was clear and timely, Miranda. I always aim to keep things straightforward and informative. If you have any further questions or need assistance in the future,...
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Thank you!
Reply from Phillip Lillge
April 5th, 2026 01:28 AM
You're welcome! If you have any questions or need further assistance in the future, please don't hesitate to reach out.
Confusing with final numbers. After discussion, I felt had 3 choices, bring no money - all would be in the loan amount, bring some or a greater amount. Since talking about this the day before, and needed a cashier check, I said not much time...
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Reply from Phillip Lillge
April 5th, 2026 01:29 AM
I appreciate you sharing your experience, Susan. It sounds like there were some unexpected challenges during the final stages, particularly concerning the last-minute details and documentation requirements. I understand how that could be frustrating....
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As local Realtors , we have used Phillip and his team twice now ! We have also been sending him business for our clients for close to a decade now ! He is prompt , professional , and quick to respond , as well as his team ! We know he is dependable...
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Reply from Phillip Lillge
March 13th, 2026 08:10 PM
I genuinely appreciate your ongoing trust and support, Jennifer. It’s great to know that you find me and my team prompt and professional. Building dependable and honest relationships is something I value deeply, especially in helping with such...
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Phillip Lillge has received a review with 5 star rating from Jenny J
Reply from Phillip Lillge
April 5th, 2026 01:29 AM
Thank you for the perfect rating, Jenny. I appreciate your support! If you ever need anything more, feel free to get in touch.
I know my clients will be in good hands when I refer them to Phil and Flat Branch. They are going to get a good rate on the best-match product for their unique situation and they are going to get individualized attention from application to...
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Reply from Phillip Lillge
March 6th, 2026 10:23 PM
Thank you for your thoughtful review, Mark. It's gratifying to know that you have confidence in the service and attention provided to your clients at Flat Branch Home Loans. Ensuring that each client receives a tailored solution and attentive...
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love you Phillip
Reply from Phillip Lillge
March 4th, 2026 05:56 PM
Love you Too!
We love Phil and his team!
Reply from Phillip Lillge
March 2nd, 2026 05:29 PM
It means a lot to hear that you and your team had such a positive experience, Stephanie. Your support and trust are truly appreciated. If there's anything more I can do for you, don't hesitate to get in touch. Thank you for choosing Flat Branch...
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We love Phil and his entire team! They always do a fantastic job with helping our clients. Not only get approved yet help with handling all of the details from beginning to end!
Reply from Phillip Lillge
March 2nd, 2026 05:29 PM
It's truly rewarding to hear your kind words, Stephanie. Supporting your clients every step of the way and managing the details from beginning to end is exactly what I aim for. If there's anything more I can do for you or your clients, please...
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Very efficient team!
Reply from Phillip Lillge
February 26th, 2026 05:12 PM
Thank you for recognizing the efficiency of my team, Juliana. It's important to me that the process feels smooth and organized for you. If you have any other feedback or need assistance in the future, don't hesitate to reach out.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Mortgages
Financing solutions for homes
Loan Origination
FHA Financing
Conventional Financing
Portfolio Loan Products
USDA financing
VA Financing
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Positions
- Flat Branch Home Loans - Senior Mortgage BankerSep 4th, 2023 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 967760
Awards
Achievements
- Top Originator Scotsman Guide multiple years
Hobbies
- Cycling
- Target Practice
- Working Out
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149