

Phillip Lillge
Mortgage Banker | NMLS# 967760

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
Phil and Emily always go above and beyond with every transaction I have with them. They are prompt, great at communicating, and also very kind people to work with. I freqeuntly refer clients to them and will continue to do so.
Reply from Phillip Lillge
January 10th, 2025 08:29 PM
I truly appreciate your kind words, Terrance. It's always a pleasure to work with you and assist in your transactions. Communication and efficiency are two aspects we strive for at Flat Branch Home Loans, so it's wonderful to hear that we've...
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Phil and Emily were always quick to answer any question , and extremely helpful! They made this entire process of buying a new home as easy as can be.
Reply from Phillip Lillge
January 10th, 2025 08:13 PM
I'm so glad to hear that you had a positive experience, Mark! Emily and I strive to provide quick, informative responses to all inquiries, and we're thrilled that this made your home-buying process smoother. Thank you very much for your feedback...
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Phil and Emily were always quick to answer any question , and extremely helpful! They made this entire process of buying a new home as easy as can be.
Reply from Owner
June 22nd, 2025 12:00 AM
Thank you Mark, we are thankful for the opportunity to help you! Don’t hesitate to reach out anytime!
I was notified at each step of the process, the online forum was easy to use and made communication very easy. Phil was extremely helpful and attentive, even during after business hours for financial Concerns. Emily was very helpful following...
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Reply from Owner
June 22nd, 2025 12:00 AM
Thank so much for the wonderful review Holley, it was a pleasure helping you along the way.
I was notified at each step of the process, the online forum was easy to use and made communication very easy. Phil was extremely helpful and attentive, even during after business hours for financial Concerns. Emily was very helpful following...
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Reply from Phillip Lillge
December 6th, 2024 09:18 PM
Hi Hollis, I'm thrilled to hear about your positive experience with Flat Branch Home Loans. It's great to see that our communication and online platform made your mortgage process smoother. I'm also glad to hear that you found my assistance...
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***** start
Reply from Phillip Lillge
December 6th, 2024 03:52 PM
I'm thrilled to hear you had such a positive experience, Wendy! Your feedback is greatly appreciated and it was my pleasure to assist you throughout the process. I strive to provide excellent service at Flat Branch Home Loans and your 5-star...
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Phil is just one of a kind. He's honest, kind, and willing to get us the best bang for our buck. this is the fifth time we have used him! Thanks, Phil!
Reply from Phillip Lillge
November 29th, 2024 10:09 PM
Kristina, your continued trust in me is greatly appreciated. I'm thrilled to hear that you're satisfied with the service you've received, and I aim to consistently deliver this level of service for every transaction. Your glowing review means...
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Would recommend Phil to anyone. He is helpful, knowledgeable, and a godly man. We thank him for all he has done to help us. And Emily, his assistant is amazing too. Such a great experience!
Reply from Owner
June 22nd, 2025 12:00 AM
Thank you so much Kristina, what an absolute pleasure it was helping you and Jessee again!
Phillips was very informative and helpful and worked quickly.
Reply from Phillip Lillge
November 20th, 2024 07:15 PM
Thank you so much for the great review Rebecca!
Very personable and professional. Always very attentive to answering all my questions with a quick response. Would highly recommend.
Reply from Phillip Lillge
November 15th, 2024 05:53 PM
I'm thrilled to hear that you had a positive experience with me at Flat Branch Home Loans, Michelle. It was my pleasure to assist with your questions and to provide quick responses. Your recommendation means a lot. Looking forward to being...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Mortgages
Financing solutions for homes
Loan Origination
FHA Financing
Conventional Financing
Portfolio Loan Products
USDA financing
VA Financing
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Positions
- Flat Branch Home Loans - Senior Mortgage BankerSep 4th, 2023 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 967760
Awards
Achievements
- Top Originator Scotsman Guide multiple years
Hobbies
- Cycling
- Target Practice
- Working Out
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149