

Phillip Hinojoza
Branch Manager

We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to ass...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
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Reviews from Web
Phillip was professional, considerate and had a personal touch. He listened to any and all concerns, thoughts, and questions. Outstanding customer service!
Reply from Phillip Hinojoza
June 13th, 2025 04:43 PM
I'm thrilled to hear that you had such a positive experience with the purchase process. It was a pleasure addressing your concerns and ensuring everything went smoothly. Thank you for your kind words and for choosing Land Home Financial Services,...
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Phillip was Very responsive, encouraging, knowledgeable, welcomed any questions, and Always made me feel like I was speaking to an old friend. As a first time home buyer, he and his team made this The Best experience I could've Ever hoped for....
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Reply from Phillip Hinojoza
June 11th, 2025 03:26 PM
I'm thrilled to hear about your exceptional experience as a first-time homebuyer. It was a pleasure assisting you and your daughter throughout this journey. Thank you for your kind words and for trusting me and my team at Land Home Financial...
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Organized, fast, knowledgable and friendly! Phillip and Sally were a pleasure to work with.
Reply from Phillip Hinojoza
June 8th, 2025 04:39 PM
I'm thrilled to hear that you found the process organized and efficient. It was a pleasure working with you, and I'm glad Sally and I could assist with your purchase. Thank you for your kind words and trust in Land Home Financial Services,...
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Phillip's willingness to look into all of our options and responsiveness to our question, including the knowledgeable team supporting him. Thank you!
Reply from Phillip Hinojoza
April 17th, 2026 09:17 PM
I'm grateful for your appreciation, Angelica. I'm pleased that my responsiveness and the support from my team made a positive impact during your refinancing process. If you have any more questions or need further assistance, feel free to reach...
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Phillip is always kind and patient; he explained the refinance process thoroughly and answered all of my questions.
Reply from Phillip Hinojoza
April 13th, 2026 02:23 PM
I'm glad to hear that you found my explanations helpful and appreciated my patience, Gabrielle. It's important to me that you felt comfortable and informed throughout the refinance process. If you have any more questions or need further assistance,...
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He is very knowledgeable and every time I
called in to ask him a Question he was right there answering my question .He gives grate advice.
Reply from Phillip Hinojoza
March 24th, 2026 02:45 PM
It's great to hear that you found my advice helpful and that I was able to address your questions promptly, Esther. Being knowledgeable and supportive throughout the process is important to me, and I'm glad this matched your experience. If...
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Phillip is the best broker I have ever worked with. His team is fast effective and professional. I will recommend him to everyone I know.
Reply from Phillip Hinojoza
March 16th, 2026 03:31 PM
I appreciate your kind words, Jared. It's great to hear that you found my approach effective and professional. Your recommendation means a lot to me, and I’m glad to have been able to assist you. If there's anything else you need in the future,...
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Phillip and his team are always on top of it. We were able to close early with a VA loan due to their knowledge and diligence. Look no further for your home loan needs!
Reply from Phillip Hinojoza
March 13th, 2026 07:04 PM
Thank you, Erin, for sharing your experience. It's gratifying to know that my team's diligence and expertise contributed to an early VA loan closing for you. I'm glad we could meet your home loan needs effectively. If any questions come up...
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Phillip Hinojosa was very helpful, informative and friendly. Quick and easy to refinance my mortgage with no problems.
Reply from Phillip Hinojoza
December 25th, 2025 03:05 PM
I'm pleased to know that your refinancing experience was smooth and hassle-free, Peggy. It’s important to me that you found the process both helpful and informative. If you have any more questions or need further assistance, feel free to reach...
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Thank you for your assistance everyone was helpful and very professional. I felt supported through every step of the loan proces. I truly appreciate the great service. And for sure will recommend to family and friend. Thank you so much Phillip...
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Reply from Phillip Hinojoza
November 24th, 2025 05:44 PM
I'm pleased to hear that you felt well-supported throughout the loan process, Yolanda. It's rewarding to know that the assistance provided was both helpful and professional. Your intention to recommend my services to family and friends is genuinely...
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About
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to assist you with purchasing, refinancing, or reverse mortgages, whether in-person or over the phone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Specialities
Rehabilitation Loans
TRIO Lease-to-Own Options
Conventional Fannie Mae-conforming & High Balance
Community Lending: Land Home Exclusive Down Payment Assistance Programs: House2Home & Power Purchase
Customer Loyalty Program for LH to LH loans - lower fees & reduced documentation
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/850
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Positions
- Land Home Financial Services - Branch ManagerDec 1st, 2008 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 249712
Disclaimer
Land Home Financial Services, Inc. is an Equal Housing Opportunity Lender. The rates, loan programs, fees, options and guidelines in any loan scenario shown: (i) are for illustrative purposes only; (ii) are subject to change without notice; (iii) are subject to restrictions; (iv) will not apply to all borrowers or situations; and (v) do not represent a commitment to lend. Contact a Mortgage Loan Originator for details. Land Home operates only in states where it is authorized to conduct business. Branch location: 1355 Willow Way, Suite 250, Concord, CA 94520. NMLS #1796. To view states licenses go to NMLS Consumer Access.