

Elk Grove, CA
Your Preferred Community Lender
Elk Grove, CA

We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to ass... Show More
Contact Info
Point of Contact:
Phillip Hinojoza - Geoff...
Branch Manager
Phillip.Hinojoza@LHFS.com
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Reviews from Web
everything was amazing! we are so grateful for christina and are so happy with our experience!
Reply from Christina Hinojoza
September 7th, 2026 03:30 PM
Alayna, I'm grateful for your kind words. I'm so happy to hear that you had a great experience with me. Thank you for sharing your positive feedback!
Personal touch
Reply from Christina Hinojoza
July 11th, 2026 01:28 PM
Domingo, I appreciate your kind words. I'm glad that my personal touch made a positive impact on your experience. Thank you for sharing your feedback!
Thorough, on top of situation, very helpful
Reply from Christina Hinojoza
July 10th, 2026 02:11 PM
Debra, thank you for your kind feedback. I'm pleased to know that you found my assistance thorough and helpful throughout the process. It's wonderful to have been able to support you effectively.
Christina provided great assistance through the home buying process and answered questions timely.
Reply from Christina Hinojoza
June 4th, 2026 07:36 PM
Sherry, thank you for your kind feedback. I'm pleased to hear that I could assist you effectively throughout the home-buying process and provide timely answers to your questions. It's wonderful to have been part of your journey.
Phillip Hinojoza has received a review with 5 star rating from Sherry M
I cannot recommend Christina highly enough! She was incredibly helpful, informative, and knowledgeable throughout our entire home-buying process. Going through this journey can be stressful, but she was a true blessing to me and my family from...
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Reply from Christina Hinojoza
May 26th, 2026 04:58 PM
Joseph, I appreciate your kind words and am glad to hear that I could support you and your family through the home-buying process. It's appreciated to know that you found my guidance helpful and informative. Thank you for recommending me; I'm...
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I cannot recommend Christina highly enough! She was incredibly helpful, informative, and knowledgeable throughout our entire home-buying process. Going through this journey can be stressful, but she was a true blessing to me and my family from...
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Reply from Owner
June 16th, 2026 12:00 AM
Thank you so much for your kind words, Joe! It is truly a pleasure to help you and your family throughout the home-buying process. Christina is dedicated to making the experience as smooth and stress-free as possible, and we’re so glad to hear...
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Start to finish an awesome experience. My wife and I reached out about a year ago via a free consultation, after looking at our credit we weren't quite there yet but Christina gave us great insight on what needed to done to make buying possible....
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Reply from Christina Hinojoza
May 19th, 2026 08:03 PM
Steven, I'm so glad to hear that you and your wife had a positive experience throughout your journey to homeownership. It was my pleasure to assist you from the initial consultation to the final purchase, and I'm pleased that you found the...
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Phillip's willingness to look into all of our options and responsiveness to our question, including the knowledgeable team supporting him. Thank you!
Reply from Phillip Hinojoza
April 17th, 2026 09:17 PM
I'm grateful for your appreciation, Angelica. I'm pleased that my responsiveness and the support from my team made a positive impact during your refinancing process. If you have any more questions or need further assistance, feel free to reach...
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Phillip is always kind and patient; he explained the refinance process thoroughly and answered all of my questions.
Reply from Phillip Hinojoza
April 13th, 2026 02:23 PM
I'm glad to hear that you found my explanations helpful and appreciated my patience, Gabrielle. It's important to me that you felt comfortable and informed throughout the refinance process. If you have any more questions or need further assistance,...
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About
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to assist you with purchasing, refinancing, or reverse mortgages, whether in-person or over the phone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
FHA
VA
USDA
Jumbo
Bridge Loans
Rehabilitation Loans
TRIO Lease-to-Own Options
Conventional Fannie Mae-conforming & High Balance
View All
Year Started
1988
Time Zone
Pacific Standard Time (PST)
Disclaimer
Land Home Financial Services, Inc. is an Equal Housing Opportunity Lender. The rates, loan programs, fees, options and guidelines in any loan scenario shown: (i) are for illustrative purposes only; (ii) are subject to change without notice; (iii) are subject to restrictions; (iv) will not apply to all borrowers or situations; and (v) do not represent a commitment to lend. Contact a Mortgage Loan Originator for details. Land Home operates only in states where it is authorized to conduct business. Branch location: 1355 Willow Way, Suite 250, Concord, CA 94520. NMLS #1796. To view states licenses go to NMLS Consumer Access.