Point of Contact
Phillip Hinojoza - Geoff...Branch Manager
Services Offered
  • FHA
  • VA
  • USDA
  • Jumbo
  • Bridge Loans
  • Rehabilitation Loans
  • TRIO Lease-to-Own Options
  • Conventional Fannie Mae-conforming & High Balance
  • Community Lending Products: Land Home Exclusive Down Payment Assistance Programs: House2Home & Power Purchase
  • Customer Loyalty Program for LH to LH loans - lower fees & reduced documentation
Land Home Financial Services, Inc. is an Equal Housing Opportunity Lender. The rates, loan programs, fees, options and guidelines in any loan scenario shown: (i) are for illustrative purposes only; (ii) are subject to change without notice; (iii) are subject to restrictions; (iv) will not apply to all borrowers or situations; and (v) do not represent a commitment to lend. Contact a Mortgage Loan Originator for details. Land Home operates only in states where it is authorized to conduct business. Branch location: 1355 Willow Way, Suite 250, Concord, CA 94520. NMLS #1796. To view states licenses go to NMLS Consumer Access.
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Cailin M
Sacramento, CA
Posted on January 2nd, 2024 05:14 PM
Phillip went above and beyond helping me purchase my first-time home. I appreciate his time and experience and would not hesitate to refer him to friends.
Reply from Phillip Hinojoza
January 9th, 2024 05:17 PM
I'm truly appreciative of your kind words, Cailin. It was a pleasure assisting you with your first-time home purchase and I'm thrilled to have made the process easier for you. I'm here for you anytime you or your friends need assistance in...
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Phonvilay K
Galt, CA
Posted on December 11th, 2023 08:12 PM
Communication throughout the whole process. It was the smoothest transaction.
Reply from Phillip Hinojoza
December 18th, 2023 08:14 PM
I'm absolutely delighted to hear that you found our communication throughout your transaction to be smooth and satisfactory. We at Land Home Financial Services, Inc. always strive to provide a seamless experience for our clients, and your feedback...
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Mary C
Sacramento, CA
Posted on November 28th, 2023 08:04 PM
Although Christina was on vacation (which I was not aware of until my realtor told me), she worked on the paperwork to see if I qualified for a pre-approved loan...and this was so last minute on my part Because of Christina working on the paperwork...
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Reply from Christina Hinojoza
November 29th, 2023 03:51 AM
Thank you for the wonderful review Mary! It was a pleasure working with :)
Gloria G
Sacramento, CA
Posted on November 13th, 2023 06:58 AM
The process is well organized and Phillip and his team made our purchasing a home a success, Phillip is very proactive with communication and Arnel our terrific agent as well. Jim and I were very pleased with the service. A big thank you to...
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Raj D
Sacramento, CA
Posted on November 12th, 2023 11:27 AM
Gabrielle S
Sacramento, CA
Posted on September 9th, 2023 02:24 AM
Phillip and his team were a pleasure to work with! He was always friendly and made time for any questions we had. As first time home buyers, my husband and I greatly appreciated him walking us through every step of the home buying process!
Robert S
Fair Oaks, CA
Posted on August 1st, 2023 03:30 PM
Always very helpful and goes above and beyond
Carolyn S
Fair Oaks, CA
Posted on August 1st, 2023 03:04 PM
Explained everything clearly. Was always prompt in getting back to us. Receptive to our many questions. And very friendly.
June Z
Sacramento, CA
Posted on June 21st, 2023 05:21 PM
He is very patient and helpful.
Moriah M
Elk Grove, CA
Posted on June 1st, 2023 09:02 PM
Hey takes the time to really he me understand any question I have.
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