

Philip J Lanino
Mortgage Loan Officer | NMLS #1050004

Philip J Lanino is committed to the pursuit of excellence. Good isn’t good enough for Philip. Details matter. NMBNow was born with the vision of demystifying mortgages through transparency, education, and customer support, these are the cor... Show More
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Business Hours
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closed
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9 AM to 4 PM(Open now)
Tues
9 AM to 4 PM
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Reviews from Web
Phil is honest and knowledgeable. He guided us through each step of the mortgage process making it pleasant instead of stressful.
Reply from Philip J Lanino
December 15th, 2025 08:54 PM
It's reassuring to hear that my honesty and knowledge made the mortgage process easier for you, Nina. I aim to ensure that every step is as smooth and stress-free as possible. Should you have any further questions or need assistance in the...
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Phil had excellent communication and stayed on top of the process along the way.
Reply from Philip J Lanino
December 8th, 2025 05:03 PM
I'm glad to know that you appreciated my communication and diligence throughout the process, Steven. It's important to me to keep everything on track and provide clear updates. If there’s anything else you need or any questions arise, feel...
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Our home buying experience was stressful due to the market and the fact that we needed to sell a home and buy a home at the same time to complete the move. Phil was with us every step of the way and made sure the process was as stressless as...
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Phillip has been a pleasure to work with in getting a complicated mortgage. He has always been polite, patient, and accurate with his information. He worked excellently with communicating with my lawyer, insurance, inspections, etc. He could...
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He gave me great advise along the way on types of loans, he always made himself avaialable, he worked with me on all the financial aspects of my loan and he was able to clear me ahead of schedule for closing that was moved up the last minute....
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Reply from Philip J Lanino
November 17th, 2025 03:50 PM
I'm pleased to hear that my guidance on loan options and financial aspects was valuable to you, Omar. It's important to me to be available and assist in navigating any changes, such as your rescheduled closing. I appreciate your trust and that...
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Phil and his team were great and had a lot of last minute changes from the seller and he was able to finish ahead of schedule! Bill always delivers, finds the best options and works with the needs of the borrower. Next year, I plan to buy another...
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His patience and assistance at every step. very helpful in explaining something over again when I didnt fully understand details. Pleasant and always respectful!
Reply from Philip J Lanino
November 11th, 2025 06:10 PM
I'm glad to know that my patience and assistance were helpful to you, Harriet. Being able to clearly explain details and support you through each step is a key part of what I strive to offer. If there's anything else you need or further questions...
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Mr. Phil Lanino has been a great help with my refinancing process. He was always ready to answer questions and provide clear explanations which helped reduce my anxiety about details I wasn’t familiar with. His calm manner and trustworthiness...
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The whole process from start to finish was made simple and efficient . Philip was unders and caring that my wife was giving birth soon and helped in anyway possible to ensure it was done prior to that . Great experience would definitely use...
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Reply from Philip J Lanino
October 13th, 2025 04:51 PM
I'm grateful to hear that you found the process simple and efficient, Andrea. It was important to me to accommodate your needs, knowing the exciting time your family is experiencing. I'm pleased I could assist and make things easier for you....
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Great person great personality. Always explain to me about the process always the same email on time I send a message text message. They always respond back to me always answer the phone. I don't have any complaints. I say thank you for everything...
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Reply from Philip J Lanino
October 8th, 2025 01:49 PM
Thank you for your kind words, Kelvin. It's great to know that I could assist with the process and provide timely responses to your messages. If you have any questions or need further assistance in the future, feel free to reach out.
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About
Philip J Lanino is committed to the pursuit of excellence. Good isn’t good enough for Philip. Details matter. NMBNow was born with the vision of demystifying mortgages through transparency, education, and customer support, these are the cornerstones of our success. Our mission is to be our clients’ and referral partners’ trusted advisors, guiding them through the home financing process with the highest-level of service, professionalism, and transparency. CUSTOMERS MATTER.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Fixed Rate Mortgages
Non-QM
Specialities
Conventional, FHA, VA, NON QM, Mix Use, & Commercial
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1050004
Hobbies
- Golf, Skiing, Kenpo
Disclaimer
Nationwide Mortgage Bankers, Inc., DBA NMBNOW® | NMLS# 819382 | 1305 Walt Whitman Road, Suite 100, Melville, NY 11747 | (833) 700-8884 | For licensing information, go to: www.nmlsconsumeraccess.org. | www.nmbnow.com. NMBNOW® is in no way affiliated with Nationwide Mutual Insurance Company. All loans are subject to credit and appraisal approval. Not all applicants may qualify. Some products and services may not be available in all states. By refinancing your existing home loan, your total finance charges may be higher over the life of the loan. NMB is not acting on behalf of or at the direction of FHA/HUD/USDA/VA or the federal government. This is an advertisement. Licensed under the California Finance Lenders Law by The Department of Financial Protection and Innovation #60DBO73939 | Georgia Residential Mortgage Licensee | MA Mortgage Lender License #ML819382 | Licensed by the N.J. Department of Banking and Insurance | Licensed by the New York Department of Financial Services | Rhode Island Licensed Lender | Licensed by the Virginia State Corporation Commission. Additional state licensing information can be found at https://nmbnow.com/disclosures-and-licensing/.