Paul Stivers
Loan Officer | NMLS 853982
Paul Stivers (NMLS #853982) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Paul provides comprehensive home fina... Show More
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Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
The entire process was smooth and professional. Communication was excellent, everyone was responsive and helpful, and they made everything easy to understand from start to finish. I really appreciated the great service and support throughout...
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Paul is detail-oriented, takes time to explain options available, and helped us select the best option for our situation. He is great to work with.
Reply from Paul Stivers
March 18th, 2026 02:42 PM
I'm glad to hear that my detailed approach and explanations were beneficial in selecting the best option for your needs, Jennifer. Making sure you're informed and comfortable with your choices is a priority for me. It's great to know you found...
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I can always count on Paul. He is honest and communicates well. Thanks again!
Paul is informative and willing to talk through all the elements of the financing process . He made sure that we felt comfortable and didn't pressure us into making any decisions .
Reply from Paul Stivers
October 20th, 2025 01:37 PM
I'm pleased to hear that you found the information provided helpful and that the process felt comfortable for you, Justin. Ensuring you're at ease and well-informed is important to me, and I'm glad I could assist without any pressure. If you...
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Paul provided a lot of good advice and made the whole process very easy.
Reply from Paul Stivers
August 19th, 2025 09:49 PM
It's great to know that my advice helped make the process smooth and straightforward for you, Robyn. I'm pleased I could assist in simplifying things during your purchase. If you have any more questions or need further assistance, please don't...
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Communication was amazing upfront but changed a bit once we got into the process and I had an offer in on a house. I brought it to his attention and communication improved again.
Reply from Paul Stivers
July 10th, 2025 09:33 PM
Thank you for sharing your experience, Elizabeth. I appreciate your feedback on the communication aspect. It's important to me that you feel supported throughout the entire process, so I apologize for any moments where communication might have...
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I always appreciate Paul's honesty and communication. This one set new records for us, closing a VA loan in 14 days. Go team!
Paul was on hand and communicated well and often. He was easily accessible when needed and provided thorough information when needed.
Reply from Paul Stivers
May 24th, 2025 12:42 PM
I'm glad to hear that my communication and availability met your expectations during the loan process. It was a pleasure assisting you with your purchase, and I appreciate your feedback. If you have any further questions or need assistance...
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Paul was incredibly responsive & supportive throughout this entire experience. He made us feel confident in our purchase & made this experience 100% enjoyable. We are so happy with Paul & would work with him a million times over.
Reply from Paul Stivers
May 24th, 2025 09:20 AM
I'm thrilled to hear that you had such a positive experience with your purchase. It's wonderful to know that I could provide the support and confidence you needed throughout the process. Thank you for your kind words, and I look forward to...
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Paul was always avaialable to answer questions
Reply from Paul Stivers
May 21st, 2025 10:23 AM
I'm glad to hear that I was able to be available to answer your questions during the loan process. Your satisfaction is important to me, and I appreciate your feedback. If you have any further questions or need assistance, please feel free...
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About
Paul Stivers (NMLS #853982) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Paul provides comprehensive home financing solutions with Embrace Home Loans. Paul launched his financial services career in 2009 and has worked in the mortgage industry since 2012. As a trusted advisor to his clients, he identifies their priorities and goals, then proposes the best solutions within the context of their personal and financial objectives. Contact Paul today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Positions
- Embrace Home Loans - Loan OfficerJun 1st, 2017 - Current
Year Started
2024
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 853982
Videos
Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
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NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.