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Patrick Semptimphelter - Absolute Home Mortgage - Mortgage Loan Originator - Absolute Home Mortgage - Fairfield in Fairfield, NJ

Patrick Semptimphelter - Absolute Home Mortga...

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Mortgage Loan Originator - Absolute Home Mortgage ...

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As a Loan Officer with Absolute, Patrick Semptimphelter is eager to help you reach your home financing goals. With a wide variety of loan programs for home purchases and refinancing, allow us to help you find the right product that best sui... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
  • Encompass
    J
    Joan J
    Bordentown, NJ
    Posted on November 14th, 2025 04:41 PM
    Patrick was truly exceptional to work with. He was kind, responsive, caring, and endlessly patient throughout the entire mortgage process. He took the time to explain every step clearly, eased my worries, and made everything feel manageable....
    read more
    Reply from Patrick Semptimphelter - Absolute H...
    November 14th, 2025 05:28 PM
    Joanie, it was a pleasure to be a part of this big step in your life. I am very grateful that we were able to help you with such a positive outcome. All the best!
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    Lorraine Z
    Lakewood, NJ
    Posted on May 7th, 2025 12:51 AM
    Patrick and his team were very understanding and walked me through all the steps with compassion and understanding. It was my first time buying a home and they took their time explaining everything to me. I have to say Patrick and Amy went...
    read more
    Reply from Patrick Semptimphelter - Absolute H...
    May 8th, 2025 02:10 PM
    Thank you very much for the kind works and taking the time to provide a review of your experience with our Team. It was a pleasure to help you, and your family get into your new home. We wish you all the best! -Cheers!
  • Encompass
    M
    Megan S
    Chesterfield, NJ
    Posted on January 14th, 2025 01:31 PM
    Patrick was a pleasure to work with. He was very organized and responsibe to any ques we had.
    Reply from Patrick Semptimphelter - Absolute H...
    January 14th, 2025 03:26 PM
    Thank you very much for your review. I was very happy to have the opportunity to help you and Drew again with your home purchase. Best of luck!
  • Encompass
    E
    Eugenio M
    Toms River, NJ
    Posted on November 14th, 2024 01:11 PM
    Very friendly service, transparent and trustworthy. Thank 😊
    Reply from Patrick Semptimphelter - Absolute H...
    November 14th, 2024 02:55 PM
    Eugenio, muchas gracias por confiar en nosotros para una decisión y un momento tan importante para ti y tu familia. Fue un honor ser parte de ello y no podríamos estar más felices por ustedes. ¡Les deseamos lo mejor en su nuevo hogar!
  • Encompass
    D
    David A
    Roebling, NJ
    Posted on October 31st, 2024 08:48 PM
    I cannot express enough gratitude for the exceptional service I received from Patrick Semptimphelter during my refinancing journey. What seemed like an impossible situation turned into a success story, and all thanks to Patrick's dedication...
    read more
    Reply from Patrick Semptimphelter - Absolute H...
    November 1st, 2024 03:28 PM
    Dave, I know I speak on behalf of Amy in saying how much we appreciate the kind words and such a positive review. We were more than happy to be a part of this process and put you into such a positive situation that I always knew we would one...
    read more
  • Encompass
    J
    Jared B
    Waldwick, NJ
    Posted on September 24th, 2024 01:38 PM
    Patrick was thorough, explained everything in a way that was extremely understandabe for 1st time home buyers, and was just a pleasure to work with! Down to earth and an overall great person.
    Reply from Patrick Semptimphelter - Absolute H...
    September 26th, 2024 03:12 PM
    Jared, thank you for the kind words and 5-star review. It really was a pleasure helping you and Ingrid get into your dream home together. I am very much looking forward to being a part of the next steps. Best of luck!
  • Encompass
    J
    Joseph N
    Clifton, NJ
    Posted on August 10th, 2024 01:12 AM
    Communication was top notch. He was very quick at responding and made the process super easy. Highly recommend!
    Reply from Patrick Semptimphelter - Absolute H...
    August 12th, 2024 07:31 PM
    Thank you very much for the kind words, Joseph. It was a pleasure to help you, and your family get into that beautiful home! Look forward to working with you again. Cheers!
  • Encompass
    R
    Ryan B
    Lake Hopatcong, NJ
    Posted on August 8th, 2024 12:12 PM
    Patrick was always available to help and explain parts of the process I was unfamiliar with. He always made me and my family feel comfortable and the process feel smooth and easy!
    Reply from Patrick Semptimphelter - Absolute H...
    August 8th, 2024 01:11 PM
    Hey, Ryan. I wanted to extend a heartfelt thank you for the kind words and positive review you left. Your feedback means a lot to us and helps us continue to provide the best service possible. I’m thrilled to hear that you had a great experience...
    read more
  • Encompass
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    Gizelle M
    BAYONNE, NJ
    Posted on July 30th, 2024 11:37 AM
    Thank you for guiding us and providing explicit details on everything. Thank you to Julian & Amy for being responsive and helpful! We appreciate you all. Thank you so much !!
    Reply from Patrick Semptimphelter - Absolute H...
    July 30th, 2024 01:08 PM
    Gizelle, thank you. It is a pleasure to team with you and work with you. We are looking forward to keeping up the great service with many successful closings in the near future!
  • Encompass
    C
    Corrado M
    BAYONNE, NJ
    Posted on July 29th, 2024 01:34 PM
    High level of assistance and communication
    Reply from Patrick Semptimphelter - Absolute H...
    July 29th, 2024 01:44 PM
    Hey, Corrado. We appreciate the feedback. It was a pleasure to help you and your family. -Cheers!
  • 1–10 of 25
    About
    As a Loan Officer with Absolute, Patrick Semptimphelter is eager to help you reach your home financing goals. With a wide variety of loan programs for home purchases and refinancing, allow us to help you find the right product that best suits your needs. Apply online or call today!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending: Purchases & Refinances
    Conventional Loan
    Government Lending: VA, FHA & USDA
    Construction Loans: New Construction & Renovations
    First Time Homebuyers
    Absolute and Crown Product List
    VA Loan
    Jumbo Loan
    View All
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    Year Started

    1998

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 1827870
    Gallery
    Patrick Semptimphelter - Absolute Home Mortgage - Gallery Photo
    Disclaimer
    All borrowers may apply, not all may qualify.  This document is provided by Absolute Home Mortgage Corporation.  All rights reserved. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency.  Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. This is not a commitment to lend.  Rates, prices, guidelines, and minimum requirements are subject to change at any time.  Some products may not be available in all states.  Subject to review of credit and/or collateral.  Terms may apply. Absolute Home Mortgage Corporation is an Equal Housing Lender. Absolute Home Mortgage Corporation, D/B/A Absolute, Absolute Home Mortgage, Absolute Home Mortgage Corp, Crown Home Mortgage, Fidelity Direct, Fidelity Direct Mortgage, MEP, Mortgage Equity, Mortgage Equity Partners.  NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462.  Alabama Consumer Credit License # 22912; Arizona Mortgage Banker License # 1008055; California – DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Connecticut Mortgage Lender License # ML-176743; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License # MLB176743; Florida Office of Financial Regulation Mortgage Lender License # MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Idaho Mortgage Broker/Lender License # MBL-2080176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Kentucky Mortgage Company License # MC889240; Maine Supervised Lender License # 176743; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Massachusetts Mortgage Lender License and Mortgage Broker License # MC176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; New Hampshire Mortgage Banker License # 176743MB; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; Licensed Mortgage Banker-NYS Department of Financial Services, NY Mortgage Banker License #LMBC 111237; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; Rhode Island Lender License # 20234665LL, Rhode Island Loan Broker License #20244695LB; South Carolina BFI Mortgage Lender # MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3;  Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Vermont Lender License # LL-176743;  Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.