

Patrick Cunningham at CrossCountry Mortgage
Vice President of Lending | NMLS #192864

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Fairfax, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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I had a very smooth experience refinancing through Pat Cunningham. They told me what I needed to know and what to expect. I felt informed all the time. When they needed documentation from us, they were very clear on the instructions. I will...
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This was our second experience with HS&TM and have been pleased with the service we received both times. I am manager with one of our nation's largest auto retailers and am very sensitive to the level of customer service that I receive. Patrick...
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I did my first mortgage and my refinance with Pat and would highly recommend him! Pat and his team are so attentive, informative and make the whole process simple. He explains everything and makes sure that you are getting the best deal possible....
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Simply put, Patrick and his staff got it done. I had absolute zero drama in securing my financing with his group. I was recommended to use Patrick and Home Savings & Trust Mortgage by my realtor, John Rumcik from Remax Realtors. I was going...
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Very helpful and friendly - great staff and easy to work with. The entire process was painless - especially for a home purchase from overseas.Always available via telephone and very, very fast to return emails. I would not hesitate to recommend...
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Smooth easy process and closing. Estimates on time were provided and met. Friendly staff and knowledge loan officer. Patrick's team suggested I put $4k more down in order to get below conventional loan limit which lowered my rate by a half...
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As first time home buyers we were overwhelmed with the process of buying in the Northern VA market. Working with Pat and his team put us at ease and he went to great lengths to help us understand the "ins and outs" of the purchasing process.Pat's...
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Working with this team has been great. They are full of knowledge and very responsive. I would recommend anyone to this company. They are professional/ and ready to respond to all your questions.
Pat and his team was a pleasure to work with! They worked with us and the realtor and made the loan process straightforward with a clear schedule and expectations. They also were able to lock-in a lower rate for us as the the rates changed....
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Home Savings & Trust was recommended to me by a friend, who himself received the recommendation from his brother-in-law. I intend to carry on the tradition. Patrick, Susanne, and Angeline were great to work with, and they were very responsive...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Fairfax, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #192864 | Branch NMLS #2063944
Products & Services
Mortgage Loan Officer
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Bank Statement Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- 192864
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095