Patricia Abarca at Prosperity Home Mortgage -...
Mortgage Consultant | NMLS# 886265
Patricia Abarca is a Mortgage Consultant | NMLS# 886265 for Prosperity Home Mortgage in the Scottsdale area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home M... Show More
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Reviews from Web
I had a big loan not get included in our payoff even though we asked for it to. and we didn't realize it wasn't checked off in the final paperwork. And instead of direct deposits we got mailed several checks. Was a bit frustrating to have to...
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Efficient and straightforward
Reply from Patricia Abarca
October 23rd, 2026 03:00 PM
Sheila, thank you for highlighting the efficiency and straightforwardness of the process. I'm glad to know that your experience with me at Prosperity Home Mortgage was positive.
Patricia responded fast to my email and very good communicator.Best mortgage consultant ! I had a good experience working with her .
Reply from Patricia Abarca
October 22nd, 2026 08:40 PM
Octilia, thank you for your kind words. I'm pleased to hear that you had a good experience working with me and that my communication met your expectations. It was great to assist you with your refinance cash-out through Prosperity Home Mortgage....
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I had a great experience working with Patricia Abarca. She was professional, responsive, knowledgeable, and very helpful throughout the entire mortgage process. She took the time to explain the different options clearly, answered all of my...
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Reply from Patricia Abarca
September 21st, 2026 05:03 PM
Robert, I truly appreciate your thoughtful review. I'm glad to hear that you had a great experience and that my communication and attention to detail made the refinancing process with Prosperity Home Mortgage smooth for you. It was my pleasure...
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Comminication.
Reply from Patricia Abarca
September 3rd, 2026 04:07 PM
Donnie, I appreciate you mentioning the communication. I'm glad it met your expectations during the refinance process.
The communication was wonderful and always available when I had a question
Reply from Patricia Abarca
August 31st, 2026 03:03 PM
Jacalyn, I appreciate your kind words about the communication. I'm glad I could be available whenever you had questions during the refinancing process.
Patti made it easy. She worked with me a long time when I could not open a sheet to sign. She really took care of me. Thank you
Reply from Patricia Abarca
August 24th, 2026 08:51 PM
Cynthia, I'm grateful for your kind words. I'm happy to have been able to assist you throughout the process and ensure everything was handled smoothly. Thank you for choosing me for your refinancing needs.
Patti was good to work with, some others I had little issues with
Thr timeframe to close the refin was much Longer than expected as it took 2 months to close, also please consider change of appraiser in the future as they are not satisfactory
During the process new requirements kept coming up and more money being required for additional inspections.
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About
Patricia Abarca is a Mortgage Consultant | NMLS# 886265 for Prosperity Home Mortgage in the Scottsdale area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 886265
- AZ License# 0945303
- CA License# CA-DBO886265
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
