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Guild Mortgage - Pat Clay - Sr. Loan Officer | NMLS# 1382057 in Richmond, VA

Guild Mortgage - Pat Clay

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Sr. Loan Officer | NMLS# 1382057

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Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve...... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Overall Ratings
5.0
(7)
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Reviews from Web
  • 5.0
    google
    C
    Cynthia P
    Posted on June 14th, 2026 02:38 AM
    Excellent loan officer (Ms. Pat Clay) and best loan option for our parents.
  • 5.0
    SFTP
    D
    Dorothy N P
    Bordentown, NJ
    Posted on June 14th, 2026 02:37 AM
    Ms. Pat was an exceptional loan officer who patientl helped my family to afford home health care for our elderly parents.She was very clear and concise in her communication and helped us every step of the lian process. Thank you VERY much again...
    read more
    Reply from Guild Mortgage - Pat Clay
    June 24th, 2026 03:09 PM
    It was great working with you. Thanks again for putting your trust in us.
  • 5.0
    SFTP
    A
    Anthony J S
    Hampton, VA
    Posted on December 24th, 2025 02:44 PM
    It was only great because Pat Clay explained and answered questions any time we called {including emailing} without delay. If not for her expertise we would not have been able to fully understand and go through this without her help.
    Reply from Pat Clay
    January 5th, 2026 03:15 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • 5.0
    SFTP
    D
    David A H
    Kirkland, AZ
    Posted on November 25th, 2025 06:31 AM
    Because Pat was there to walk me through a pre-step during the process of the loan she worked with me and told me what to do and I got it done and I thank her for fine work
    Reply from Pat Clay
    December 5th, 2025 09:00 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
  • 5.0
    SFTP
    E
    Eleanor G L
    Butler, PA
    Posted on October 20th, 2025 09:44 PM
    Not only did I get the help with my financil situation situation and I gained a wonderful friend miss pat you are so special
    Reply from Pat Clay
    October 31st, 2025 04:41 PM
    I enjoyed working with you. Thanks for the great feedback.
  • 5.0
    SFTP
    B
    Bonita F
    Dana Point, CA
    Posted on October 15th, 2025 05:01 PM
    My family has used Pat in the past and she is the go 2 agent for us. I will be using her again and rec her in the future.
    Reply from Pat Clay
    October 27th, 2025 03:46 PM
    It was great working with you. Thanks again for putting your trust in us.
  • 5.0
    write_review
    A
    AUDREY W
    Posted on May 22nd, 2024 09:14 PM
    I have been working with Ms. Pat Clay for a couple of months on a reverse mortgage, it truly has been a joy, working with her. Ms. Pat has been hands on, and detailed as to what to expect and what not to expect. She has explained to me any...
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  • 7 of 7
    About
    Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Bridge
    Conventional
    Down Payment Assistance
    Energy-efficient
    FHA
    Jumbo
    Lock and Shop
    Manufactured Homes
    View All
    335
    /850
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    Year Started

    1960

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 1382057
    Disclaimer
    I am authorized to do business in the states of Arizona, California, Colorado, Connecticut, Florida, Georgia, Maryland, North Carolina, New Hampshire, New Jersey, Pennsylvania, South Carolina, Texas, Virginia, Washington and West Virginia. AZ BK#0018883; AZ BKBR# 1045269; AZ LO Lic.# 935857; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Licensed by the N.J. Department of Banking and Insurance; (www.nmlsconsumeraccess.org/); NMLS ID: 1382057; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.