
Pamela Ball at Element Home Loans
Mortgage Loan Originator | NMLS# 275166

With Pamela and Element Home Loans, you can be confident that your transaction will start with getting to know your financial situation to determine the loan that best meets your current and future needs. Element Home Loans is dedicated to ... Show More
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The whole team was amazing, very communicative
Brian, Devyn and Pamela made this a breeze. They addressed any questions I had and gave me great advice. I will definitely use element in the future!
My loan process began with Kevin Blair. Pamela took over towards the end. Kevin and team were great at first, but the communication was not great towards the end. We waited several days without any word on the loan. Pamela was okay, but we...
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The entire team was responsive and informative throughout the whole process. All of my questions were answered and everything was done in a timely manner.
very knowledgeable & proactive
the ease of uploading documents from the computer to your program was so easy.
Follow up although never talked to her from what I remember but doesn’t matter
Made the whole experience a lot less stressful for a first time homebuyer!
Smooth process!
Easiest process ever !
working with Pam and Wendy was a great experience. They kept me informed at all times. those two ladies were awesome
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About
With Pamela and Element Home Loans, you can be confident that your transaction will start with getting to know your financial situation to determine the loan that best meets your current and future needs. Element Home Loans is dedicated to streamlining the loan process in order to shorten the time from loan application to closing without sacrificing service or quality. Whether you are purchasing or refinancing your home, Pamela Ball is here to help with all your home mortgage financing needs!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 275166 // GA MLO# 27084
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.