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Guild Mortgage - Pam Rios
Senior Loan Officer | NMLS# 208089

Pam Rios brings an impressive 39 years of experience in the mortgage industry, having achieved notable milestones such as being the first FHA direct endorsement underwriter in the United States Virgin Islands. Recognized in the top 10 of pr... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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My overall experience was great, I have informed the loan officer what my price range was i was looking to pay monthly and Pam and Melaine provided that for me with no issues at all.
The service and prompt response to questions.
She worked long hours, very patient, and friendly all the time to make sure she did all she could do on her end to get this loan approved.
The constant communication & updates as to what was happening - for me as a first time homebuyer made the process a lot smoother & less stressful.. I WILL BE RECOMMENDING NEW AMERICAN to all my friends. ...PAM & KEVIN & MELANI...THANK YOU!!!!...
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Great communication and fast service
Pam turned my nightmare into a dream and basically held my hand through a stressful process. I've already recommend her to several family and friends.
It seemed like things were rushed which resulted in the a few setbacks and more money out of our pockets. I would suggest creating a checklist so that nothing is missed!
I was informed that based on my income I would be able to participate in the down payment assistance program. However due to an oversight that was not the case. Instead of having a credit going into closing I ended up having to pay almost $2k....
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Pam did an excellent Job, unfortunately her staff (Melanie and Kevin) could use some additional training. Having previously submitted 4506-T's for both my wife and myself (and the completed loan app. to Kevin) on 2o Oct 2017 [ for a 20 Nov....
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Ms. Pam is so easy to work with. She is very valuable to your organization.
701–710 of 734
About
Pam Rios brings an impressive 39 years of experience in the mortgage industry, having achieved notable milestones such as being the first FHA direct endorsement underwriter in the United States Virgin Islands. Recognized in the top 10 of production and the top 1% in the country by Scotsman Guide, Pam has consistently demonstrated excellence, earning President’s Level status multiple times.
Let Pam and her team guide you through your mortgage journey with empathy, pride, and unparalleled service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Traditional and Non QM mortgage products for purchase and or refinance
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Positions
- Academy Mortgage - Senior Licensed Mortgage Loan Officer Sep 11th, 2023 - Current
Memberships
- Greater Atlanta Homebuilders Association
- Mortgage Bankers Association of Georgia
Year Started
1985
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 208089
Gallery

Videos


Achievements
- Top 1% in Mortgage Production
Hobbies
- Farm Life
- Raising Chickens
Disclaimer
I am authorized to do business in the states of Florida and Georgia.; NMLS ID: 208089; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.