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Guild Mortgage - Pam Rios
Senior Loan Officer | NMLS# 208089

Pam Rios brings an impressive 39 years of experience in the mortgage industry, having achieved notable milestones such as being the first FHA direct endorsement underwriter in the United States Virgin Islands. Recognized in the top 10 of pr... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Pam and her team provided excellent customer service. They went above and beyond in making my first home purchase a smooth transition.
Pam's assistant, Magen, was great!
Awesome Job!!!
They was patient when I gather all the documents they needed
Pam and her team did not treat me like a valued customer. They did not communicate effectively and things were rather last minute. My closing was botched grossly. Pam went on leave the week of my closing and provided no notification of her...
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Pam and the team was able to quickly get the paperwork taken care within a short time frame.
Pam provided precise, effective communication throughout the mortgage funding process. The week of closing I was provided an overview & breakdown of each phase through final underwriting approval & funding. Pam was readily available late evening...
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Pam and her team are AWESOME! They are extremely efficient and provide responses in the timely manner to continue progressing on the loan application. We very much look forward to closing another THREE loans of our investment properties with...
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Pam help make my and my daughter’s dreams come true.
Pam was available to answer my questions, she returned calls and email timely, she explained the process and got things done.
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About
Pam Rios brings an impressive 39 years of experience in the mortgage industry, having achieved notable milestones such as being the first FHA direct endorsement underwriter in the United States Virgin Islands. Recognized in the top 10 of production and the top 1% in the country by Scotsman Guide, Pam has consistently demonstrated excellence, earning President’s Level status multiple times.
Let Pam and her team guide you through your mortgage journey with empathy, pride, and unparalleled service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Traditional and Non QM mortgage products for purchase and or refinance
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Positions
- Academy Mortgage - Senior Licensed Mortgage Loan Officer Sep 11th, 2023 - Current
Memberships
- Greater Atlanta Homebuilders Association
- Mortgage Bankers Association of Georgia
Year Started
1985
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 208089
Gallery

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Achievements
- Top 1% in Mortgage Production
Hobbies
- Farm Life
- Raising Chickens
Disclaimer
I am authorized to do business in the states of Florida and Georgia.; NMLS ID: 208089; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.