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Guild Mortgage - Pam Rios
Senior Loan Officer | NMLS# 208089

Pam Rios brings an impressive 39 years of experience in the mortgage industry, having achieved notable milestones such as being the first FHA direct endorsement underwriter in the United States Virgin Islands. Recognized in the top 10 of pr... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
I enjoyed the prompt response to any questions or concerns I had during this process! Wonderfully executed!
It was good. Some communication could have been better. But overall good experience.
Everything was simple and straight to the point! I enjoyed the non-hassel experience and glad I choose New American!
Communication was lacking through the whole process. The only day Ms. Rios was available other than email, by phone was the first day we started an application and the day of closing when things were falling apart. It took one month for a grant...
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Pam, navigated through difficulties to get us to closing on the 9th day after the unilateral 8 day extension was issued. There were delays from lender UW, buyer (personal docs, not loan related). Seller, side HUD delay-Okay with delay on seller...
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My closing got delayed based on her team not sending my paperwork to HOP while Pam was on vacation. I also had to keep sending forms that were previously sent to another person on Pam's team. Overall, if the communication between the individuals...
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The communication was horrible. I got what I wanted , they got what they wanted.
Pam was great throughout the whole process! She made sure that everything was on track and got the loan closed on time. I will definitely recommend friends and family to her.
So excited to be able to move on to the next chapter of our life!
My wife and I are very grateful how you and your team worked behind the scene on our behalf. While buying a home is a process that can be stressful and complex, we felt relieved knowing we had a super team in our corner. Thank you so much and...
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About
Pam Rios brings an impressive 39 years of experience in the mortgage industry, having achieved notable milestones such as being the first FHA direct endorsement underwriter in the United States Virgin Islands. Recognized in the top 10 of production and the top 1% in the country by Scotsman Guide, Pam has consistently demonstrated excellence, earning President’s Level status multiple times.
Let Pam and her team guide you through your mortgage journey with empathy, pride, and unparalleled service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Traditional and Non QM mortgage products for purchase and or refinance
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Positions
- Academy Mortgage - Senior Licensed Mortgage Loan Officer Sep 11th, 2023 - Current
Memberships
- Greater Atlanta Homebuilders Association
- Mortgage Bankers Association of Georgia
Year Started
1985
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 208089
Gallery

Videos


Achievements
- Top 1% in Mortgage Production
Hobbies
- Farm Life
- Raising Chickens
Disclaimer
I am authorized to do business in the states of Florida and Georgia.; NMLS ID: 208089; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.