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Guild Mortgage - Pam Rios
Senior Loan Officer | NMLS# 208089

Pam Rios brings an impressive 39 years of experience in the mortgage industry, having achieved notable milestones such as being the first FHA direct endorsement underwriter in the United States Virgin Islands. Recognized in the top 10 of pr... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Pam is an exceptional communicator!
Always ready and willing to help!
Professional and efficient....she is a Rockstar!!!
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I’m so grateful for all you’ve done for me, the reason I’m so late for giving you this report back is because I had to wait for my granddaughter. You’ve been so great! I didn’t know how to email, you’re part of the reason a 74 year old woman...
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Pam was great in helping me secure a great rate and available for any questions or concerns as I went through the home buying process. Her and her team were responsive, and I appreciate the clear, quick communication.
Pam Rios is apparently overwhelmed she dropped the ball several times during this closing if I ever have a client already working with her I’ll step away! Her tone is dismissive and her it is what it is attitude is downright ugly.
The accuracy in the loan quote was miscalculated on her part. From that point we weren't told what we did qualify for. We only were notified we didnt qualify for a home at a certain price point. It would have been courteous to find out what...
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Pam was professional and made sure I understood the process every step of the way.
I loved working with the Rios team, especially in this hectic market. I felt very anxious locating and securing a lot before another potential buyer and needed a pre qualification letter immediately. After contacting the Rios team and explaining...
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Well the fact that she was very communicative
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About
Pam Rios brings an impressive 39 years of experience in the mortgage industry, having achieved notable milestones such as being the first FHA direct endorsement underwriter in the United States Virgin Islands. Recognized in the top 10 of production and the top 1% in the country by Scotsman Guide, Pam has consistently demonstrated excellence, earning President’s Level status multiple times.
Let Pam and her team guide you through your mortgage journey with empathy, pride, and unparalleled service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Traditional and Non QM mortgage products for purchase and or refinance
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Positions
- Academy Mortgage - Senior Licensed Mortgage Loan Officer Sep 11th, 2023 - Current
Memberships
- Greater Atlanta Homebuilders Association
- Mortgage Bankers Association of Georgia
Year Started
1985
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 208089
Gallery

Videos


Achievements
- Top 1% in Mortgage Production
Hobbies
- Farm Life
- Raising Chickens
Disclaimer
I am authorized to do business in the states of Florida and Georgia.; NMLS ID: 208089; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.