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Guild Mortgage - Pam Rios
Senior Loan Officer | NMLS# 208089

Pam Rios brings an impressive 39 years of experience in the mortgage industry, having achieved notable milestones such as being the first FHA direct endorsement underwriter in the United States Virgin Islands. Recognized in the top 10 of pr... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Pam and her team of experts were very easy to work with during my home buying process! Big THANK YOU to her and the team, even though I was getting antsy during the underwriting process, they were still very patient with me. :) They were on...
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It was both my husband and I buying our home and although things started picking up later, Pam was never in communication with both of us. She only spoke with my husband and to me degraded my position in buying our home. Also because things...
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The response was fast and cordial, my only sugestion is that double check the data you are sending to the customers because we need to make some changes during the process because some information was not there, but overall great service.
There was a lot of back and forward with some information that was provided since the beginning, just attention to detail on legal documents will be my feedback.
Pam was diligent and honest throughout the process. She prepared us always for worst case scenarios so when things did come together we were always relieved in the best way. It’s been a pleasure.
Pam was very friendly and professional, and so was her team.
Assistant with patient and care contacts was on point and phone calls was pleasant I mean this team was great Thanks again
Reply from Academy Mortgage - Pam Rios
May 21st, 2025 03:13 PM
Thank you for sharing the experience you had with New American Funding. Customer satisfaction is our main priority and your feedback is greatly appreciated.
You Guy took your time both on the phone and through e-mails walking us through the process of getting the loan.
Reply from Academy Mortgage - Pam Rios
May 21st, 2025 03:13 PM
Thank you for your time to submit a review. New American Funding loves to hear our customers enjoy what we do. Please let us know if we can be of further assistance.
Pam and her assistant Magen was excellent . They went above and beyond to help us throughout the homebuying process . I would definitely recommend anybody that is looking for a lender to choose them . Thank you for all of you all hard work
Reply from Academy Mortgage - Pam Rios
May 21st, 2025 03:13 PM
We are happy to hear our team was able to exceed your expectations. We strive to ensure that your financial needs are met. Please reach out to us, if we can be of further assistance.
Thorough, professional and knowledgeable. They went above and beyond.
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About
Pam Rios brings an impressive 39 years of experience in the mortgage industry, having achieved notable milestones such as being the first FHA direct endorsement underwriter in the United States Virgin Islands. Recognized in the top 10 of production and the top 1% in the country by Scotsman Guide, Pam has consistently demonstrated excellence, earning President’s Level status multiple times.
Let Pam and her team guide you through your mortgage journey with empathy, pride, and unparalleled service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Traditional and Non QM mortgage products for purchase and or refinance
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Positions
- Academy Mortgage - Senior Licensed Mortgage Loan Officer Sep 11th, 2023 - Current
Memberships
- Greater Atlanta Homebuilders Association
- Mortgage Bankers Association of Georgia
Year Started
1985
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 208089
Gallery

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Achievements
- Top 1% in Mortgage Production
Hobbies
- Farm Life
- Raising Chickens
Disclaimer
I am authorized to do business in the states of Florida and Georgia.; NMLS ID: 208089; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.