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Pam Chamness - Loan Officer | NMLS #2737390

Pam Chamness

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Loan Officer | NMLS #2737390

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At Novus, we believe in fostering innovation and growth. Join us and be part 
of a dynamic team that’s transforming the mortgage landscape.
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8 AM to 5 PM
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8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
  • Encompass
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    Colleen M H
    TANNER, AL
    Posted on August 13th, 2026 12:33 AM
    Pam was fabulous!!! Had a quick turn around when the first house went bad. She had everything "flipped" for the house I closed on in the blink of an eye. She kept me appraised of everything that was going on and answered ALLLLLLL of my questions...
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    Reply from Pam Chamness
    August 13th, 2026 12:54 AM
    Colleen, I'm so glad you were happy with your experience with me and with Novus Home Mortgage. You were a pleasure to work with, and I appreciate the opportunity to work with you!
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    Jennifer B
    HUNTSVILLE, AL
    Posted on July 31st, 2026 04:07 PM
    Pam was amazing and really helped calm my nerves and explain the process. This was my first time buying a house by myself and I was very intimidated to begin. She made it very easy!
    Reply from Pam Chamness
    July 31st, 2026 04:31 PM
    Thank you for the kind words, Jenn! It was absolutely my pleasure getting to help you and watch you do this by yourself. I hope your new home is every bit as awesome as you are!
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    Jamie B W
    Madison, AL
    Posted on July 26th, 2026 01:32 PM
    Pam was absolutely a pleasure to work with from the very beginning. She made the process very clear and smooth. She was supportive, quick, thorough, and when I met her in person at closing she was every bit as fantastic. I absolutely will recommend!...
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    Reply from Pam Chamness
    July 27th, 2026 07:39 PM
    Jamie, you were so much fun to watch in this process - you're a special lady and it was very much my pleasure to get to help you. Thank you so much for the kind words!!
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    John F
    HUNTSVILLE, AL
    Posted on July 14th, 2026 02:30 PM
    Pam was amazing and helped us out through every step of the process and made it wonderful!
    Reply from Pam Chamness
    July 21st, 2026 02:31 PM
    I enjoyed working with you. Thanks for the great feedback.
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    Jesse W S
    VERNON, AL
    Posted on July 2nd, 2026 01:57 PM
    hyper-relevant, organized, and action-oriented.
    Reply from Pam Chamness
    July 2nd, 2026 04:34 PM
    Thank you, Jesse! It was a pleasure getting to work with you!
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    Bethany M E
    SOMERVILLE, AL
    Posted on June 16th, 2026 05:30 PM
    Pam is a Rockstar. She made the entire process as pain free as possible by clearly communicating exactactly what was needed. She helped us with W2 and 1099 income that was all over the place. She also made herself available to explain what...
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    Reply from Pam Chamness
    June 16th, 2026 11:16 PM
    Bethany, thank you very much and I'm so glad you had a great experience! You and your husband were excellent to work with, to say the least. I look forward to seeing you again!
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    Ashton S E
    SOMERVILLE, AL
    Posted on June 13th, 2026 01:15 PM
    Fantastic clarity and promptnes with all facets regarding our mortgage process. Pam was always presentable, organized, and ready anytime we had questions or were discussing our loan. Absolutely will be recommended to others.
    Reply from Pam Chamness
    June 16th, 2026 11:19 PM
    Ashton, thank you so much, and I'm really glad you had a great experience! You and your spouse were so awesome to work with, you both made my job a lot easier. I hope to see you again soon!
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    About
    At Novus, we believe in fostering innovation and growth. Join us and be part 
of a dynamic team that’s transforming the mortgage landscape.
    Products & Services
    Mortgage Loan Officer
    Mortgage Refinance
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    • NMLS #2737390
    Disclaimer
    Member FDIC. Equal Housing Lender. Novus Home Mortgage is a division of Ixonia Bank, NMLS #423065