Onil Cruz - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS# 2525788
Onil understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout ... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Friendly and dedicated on getting the job done..........
Reply from Onil Cruz
December 22nd, 2025 08:59 PM
I'm grateful for your kind review, Martin. It's encouraging to hear that my dedication and approach made a difference for you. Should you have any more mortgage needs or questions, feel free to reach out anytime.
Never giving up and always going the extra miles for you with a smile......
Reply from Onil Cruz
December 16th, 2025 02:59 PM
Delvis, I really appreciate your generous rating. It means a lot to know that my efforts in helping with your mortgage needs are valued. If there's ever anything more you need assistance with, please feel free to get in touch.
Because you guys are the best. And thank you for everything
Reply from Onil Cruz
September 27th, 2025 08:28 PM
Etienne, thank you very much for your kind words. It's truly rewarding to know that your experience was positive. If there's anything else I can do for you in the future, please don't hesitate to reach out.
Communication
Reply from Onil Cruz
July 5th, 2024 11:32 AM
I really appreciate the feedback and am looking forward to working with you again.
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About
Onil understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Onil is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Home Loans
Mortgage Refinance
Cash Out Refinance
Investment Property Lending
Rehab Mortgage Lending
FHA Loans
Conventional Loans
VA Loans
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Positions
- Homecomings Mortgage and Equity - Mortgage Loan OriginatorNov 13th, 2023 - Current
Year Started
2023
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2525788
Hobbies
- Enjoying the beach
- Watching Movies
- Seeing my son being happy
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.