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Business Hours
9:00 AM to 5:00 PM
9:00 AM to 5:00 PM
9:00 AM to 5:00 PM
9:00 AM to 5:00 PM
9:00 AM to 5:00 PM

Time Zone

Pacific Time
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.
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Alex C W
Woodstock, IL
Posted on February 13th, 2024 03:20 PM
Joe always goes above and beyond to explain things and work with his customers in creative ways to accomplish their goals. Joe is very knowledgeable and makes himself available to answer questions.
David A C
Wonder Lake, IL
Posted on June 6th, 2023 12:17 PM
Joe is very knowledgeable and made the entire process a breeze. Joe communicates very well and takes complex concepts seem simple. As always a pleasure dealing with Joe
Elizabeth A D
Libertyville, IL
Posted on May 20th, 2023 12:34 PM
Joe made sure we were informed every step of the process. He always answered our questions quickly!! Wouldn’t work with anyone else : )
William C D
Libertyville, IL
Posted on May 20th, 2023 11:15 AM
Joe was dedicated to making our loan process as painless as possible. He took the time to explain the pros and cons of various options.
Crystal L S
Woodstock, IL
Posted on May 2nd, 2023 01:21 PM
Joe communicated everything very well and kept us up-to-date on what was happening.
Brian M D
Woodstock, IL
Posted on May 1st, 2023 03:02 PM
Joe was with us every step of they way. He was very informative and helpful. I trusted Joe to get the job done.
Kimberly A B
Woodstock, IL
Posted on January 10th, 2023 11:30 PM
Personal service on major decisions/purchases is so important in this day and age of online business. Being able to directly speak to someone and have questions answered meant the world to us! Jim & Kim Brink
Anna D A
Woodstock, IL
Posted on August 2nd, 2022 02:59 AM
We were very happy with Joe Starzynski. He was so helpful throughout the whole process, keeping us informed and answering all our questions. He always responded promptly when we emailed him and was always very pleasant. and gave us good advice....
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Rebecca G
Woodstock, IL
Posted on May 20th, 2022 04:32 PM
Joe's explanations of each step and communication were excellent. I felt confident with Joe's knowledge that he could be trusted to give me the right advice and support.
Robert A H
Huntley, IL
Posted on May 8th, 2022 01:56 AM
Joe was timely in response to every question we asked. Though the technology had a burp or two, Joe was there to help us through the moment.
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