

First Community Mortgage - Wilmington, NC
Wilmington, NC

Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, it has been our mission at First Community Mortgage to help more and more people secure their piece of the American ... Show More
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Business Hours
Thu
8 AM to 5 PM(Open now)
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Brian Smith was awesome to work with, he makes the whole loan process easy and even enjoyable! Great communication. Could not more highly recommend. We have used Brian for 2 different home loans and wouldn’t dream of going anywhere else. http://human.firstcommunitymortgage.com/staff-members/brian-smith/....
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Reply from Erik Smith- First Community Mortgag...
December 5th, 2023 10:32 PM
Kristin, thanks so much for the kind words. We are not surprised Brian provided such great service...he's great! We are so happy you chose First Community Mortgage and honored to have your business.
Erik was amazing to work with and always available to help. He never made me feel like I was asking dumb questions or that I was bothering him in any way. This was a very easy and pleasant transaction!
Erik made this whole process a lot easier! He was available when I had questions and kept me in the loop the entire time. I definitely recommend having Erik be apart of your team!
David Brewington with FCM was the best person ever to help my husband and I get into our home. I would highly recommend him and this company.
Reply from Erik Smith- First Community Mortgag...
December 5th, 2023 10:32 PM
Ashley, thanks so much for the kind words! David is awesome and we're so glad you had a great experience with him. We appreciate your business. Enjoy your new home!!
This was our second loan with Erik. He always goes the extra mile to work with us. We highly recommend him and this company for a loan.
They transfer loans without even a word to customers on it. Now i'm having to spend hours trying to figure out where my new loan is because I have no info on it. Not happy!!!!! Don't ever use!!!
Reply from Erik Smith- First Community Mortgag...
December 5th, 2023 10:32 PM
Hi Jay, We are so sorry you feel misguided with your loan transfer and understand your frustration. After looking into your account, upon the loan transfer, two letters were sent to your address informing you of who is now servicing your loan....
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Their sales team and support teams are great. However, be sure to get in writing that the loan will stay with them. They sold my mortgage less than a year. I thought I would get to stay with a "local" company but am now having to deal with...
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Reply from Erik Smith- First Community Mortgag...
December 5th, 2023 10:32 PM
I understand your frustrations. Even if a loan is sold to an investor, we pride ourselves on being the “Lender for Life” for each of our customers. While your loan may have been sold to a non-local company, we guarantee to continue giving you...
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He did a great job !!
This is the second and third time working with Erik. We did a refinance, sold and bought a home. Erik was available at all times for questions, advise and support. He’s extremely knowledgeable in all areas of finance. Erik is very professional...
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My experience with Kelsea at FCM was easy and pleasant. She answered all my questions and made my home buying experience an easy one! She’s knowledgeable and very kind! If you’re looking to buy a home I highly recommend Kelsea!
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About
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, it has been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things, and, in turn, build better communities. And who would not want to support that?
First Community Mortgage is an Equal Housing Lender | FCM NMLS ID 629725
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2002
Time Zone
Eastern Standard Time (EST)
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©2026 First Community Mortgage. All Rights Reserved.
First Community Mortgage Corporation | NMLS ID 629700
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