Embrace Home Loans - Culpeper, VA
Culpeper, VA
Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awa... Show More
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Reviews from Web
I had no idea what I was doing in this first time home buyer's experience. Christina was always there to answer questions and help guide us through the process. I trusted her and her team and they took swift action. The process was quick and...
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Reply from Christina Swift
September 11th, 2025 04:53 PM
Thank you for sharing your experience, Michael. I'm glad I could be there to guide you through your first home-buying journey. It's important to me that you felt supported and that everything progressed smoothly and efficiently. Your trust...
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Working with Christina while I was traveling was amazing! She provided me with all the details and answered my many questions as we went through the process. Thank you for all you and your team did! Much appreciated!
Tee
Reply from Christina Swift
August 25th, 2025 12:02 AM
It was a pleasure to work with you during your travels, Tee. I'm so glad to hear that I could provide you with all the details you needed and answer your questions along the way. Your appreciation means a lot to me. If there's anything else...
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It seemed like everytime we were done with submitting information, there would be a "now we need this". Not having been in the loan market for some time, I don't know if this is normal. I don't know if being retired had something to do with...
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Reply from Christina Swift
August 4th, 2025 08:16 PM
Dear Robert,Thank you so much for sharing your thoughts — I completely understand how this process may have felt at times. You’re absolutely right that things have changed, and the loan process today can feel more detailed and drawn out, especially...
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There seemed to be a disconnect between Christina and Angel with requests for information. I felt like the information from my CPA was not trusted and required ongoing/redundant info gathering. I had to open an account for IRS reports... I...
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Reply from Christina Swift
August 4th, 2025 08:15 PM
Dear Sharon,Thank you so much for sharing your thoughts — I completely understand how this process may have felt at times. You’re absolutely right that things have changed, and the loan process today can feel more detailed and drawn out, especially...
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Christina was always so willing to help and answered all my questions through this process. She is so supportive and knowledgeable.
Reply from Christina Swift
August 4th, 2025 08:16 PM
I'm really glad to know that you felt supported throughout the process, Kyndal. It's important to me that all your questions were answered and that you found my assistance helpful. I appreciate your kind words about my knowledge and support....
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I have several clients who have use Christina in their mortgage loan process. She assesses the buyers needs and puts them in the best possible loan product. She leaves no stone unturned when searching for possible grant money a buyer can take...
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Reply from Christina Swift
January 13th, 2026 04:25 PM
It's wonderful to hear about your positive experiences with my assistance, Stephanie. Assessing each client's needs and finding the best loan product is something I take seriously, and I'm pleased to know that my efforts have been beneficial....
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Embrace Home Loans - Culpeper, VA
Christina and her team was there for me the whole time day and night. Even when she was on vacation she stayed in contact. Had it not been for her guidance and expertise I do believe we wouldn't have gotten our new home.All I have to say is..You...
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Christina and her team was there for me the whole time day and night. Even when she was on vacation she stayed in contact. Had it not been for her guidance and expertise I do believe we wouldn't have gotten our new home. All I have to say is..You...
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Reply from Christina Swift
July 29th, 2025 09:13 PM
I'm truly grateful for your kind words, Charles. It means so much to hear that my support made a difference in your home buying journey. Being there for you, whether day or night, was a priority to ensure a smooth process. I'm delighted that...
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It all went well and Christina even went above and beyond to get me information that I could not get from the realtors at times.
Reply from Christina Swift
July 14th, 2025 05:20 PM
I'm really pleased to hear that everything went well, and I appreciate your kind words. I'm glad I could assist in providing you with information when needed. If there's anything else you need or if you have questions moving forward, please...
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From start to finish , I felt i was the priority in this process I never was felt to be waiting on something I know I am a heavily involved customer when I am part of something but they were great in making sure I had what I needed
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Reply from Christina Swift
May 20th, 2025 06:56 PM
Aaron, we are so happy for your family and enjoy working with you. Thanks for making our jobs easy by always bring on top of things!
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About
Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2009
Time Zone
Eastern Standard Time (EST)
Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.