Business Hours
9:00 AM to 5:00 PM
9:00 AM to 5:00 PM
9:00 AM to 5:00 PM
9:00 AM to 5:00 PM
9:00 AM to 5:00 PM

Time Zone

Pacific Time
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2022.
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Aditya B
Winter Park, FL
Posted on January 9th, 2024 07:09 PM
Great communication, quick responses and timely updates were what I was most impressed about. Debbie made the entire process look easy. Thanks you for all the help!
Jacob S
Mims, FL
Posted on January 5th, 2024 06:52 PM
Debra and Betsy were absolutely AMAZING! We had a long process since we were building a home and they stayed on top of everything and were very friendly and professional. I would recommend them to anyone I know!
Lou A G
Cocoa, FL
Posted on November 2nd, 2023 06:01 PM
Crazy a times but overall things got worked out.
Robert G
Palm Bay, FL
Posted on October 28th, 2023 12:22 PM
Debra was always sending emails and phone calls and finding a loan that worked for me. The team for the closing was the best as they went over all the paperwork with me and made the closing go quick. Thank You.
Posted on October 2nd, 2023 01:18 PM
I was recommended by a friend to use Matt and I could not have been more happy with the service that He provided for me and my family. He is truly a professional.
Erin M B
Titusville, FL
Posted on September 30th, 2023 01:52 PM
Debra was always very helpful and on top of things, I would recommend her to anyone
Daniel A T
Jacksonville, FL
Posted on September 30th, 2023 12:16 PM
It was like riding a lightning bolt
Kristofer F
Titusville, FL
Posted on September 26th, 2023 12:41 PM
It was great. After being treated like a number with my last company Debra took time with me to explain everything and put up with my million annoying emails lol. She also helped me find insurance that was half the price of the lowest one I...
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Rodriguez G G
Cocoa, FL
Posted on September 26th, 2023 02:58 AM
Debra Harper was to the point from start to finish! Thank you!
Deanna S
Longwood, FL
Posted on September 7th, 2023 12:45 AM
Debra was such a pleasure to work with on our home loan. Always professional, persistent in communication and finding solutions when troubles rose. I would repeat our loan process with Debra if given the opportunity. And definitely would recommend...
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