Stuart, Plantation, FL
Plantation, FL
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Bernadette Falciglia | Loan Officer | Element Funding
Everyone knows there are tons of mortgage brokers to choose from. I found the best. Bernadette Falciglia from Element Funding. Her experience, knowledge and whit were apparent from the start. Ultimately what gained my trust was how she explained...
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Lane was extremely helpful and made the home buying process easy and stress free.
Level of service was excellent. Timely communication throughout loan process with updates daily. Overall great experience with Lane and his staff. Highly recommend.
It was all top notch service. Everyone was very responsive, I felt I was well informed and knew where we were every step of the process. I especially liked how easy they made the process. Would recommend to all my friends.
Maurice was fantastic. We had a tricky situation with some crazy time restrictions and he was extremely helpful in handling all of the issues.From the beginning of the process to the end he walked us through every aspect of the transaction...
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Maurice was beyond exceptional. He was available each and every time I had a concern or question. His attention to detail was overly impressive. Most of all, the fact that all of these financials are definitely not my expertise, he had the...
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I have used Mr. Kalter to obtain my home mortgage. Not only did he provide the assistance, my home loan was closed in less than 30 days. I was so impressed, that I recommended my daughter to him and he successfully obtained a mortgage for her...
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Maurice has helped us with several mortgages including FHA, variable as well as fixed term loans over the past 12 years and each time it's been quick thorough and easy. He explains the process and all the fees associated so there are no surprises....
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Maurice was extremely professional and competent in his work and always responsive to my questions or needs. Not only do I highly recommend Maurice, but I have in fact recommended him to friends and relatives and they have all had similar experiences...
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MAURICE was very helpful with the whole process. He was always there to answer any questions that I had. I am thinking about refinancing. I will contact him to help when the time comes. So please ask for his help.
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.